Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Legg Mason Wood Walker, Incorporated, (Claimant) vs. Manuj K. Padhya, (Respondent) Case Number: 99-00185 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant Legg Mason Wood Walker, Incorporated, hereinafter referred to as "Claimant": Jeffrey S. Evans, Esq., Saul, Ewing, Weinberg & Green, Baltimore, MD. Respondent Manuj K. Padhya, hereinafter referred to as

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Bernard Gutman Case No, 99-00179 Names of Respondents Redstone Securities, Inc. Gary Purcell Names of Third-Party Respondents Chatfield Dean & Co., Inc. n/k/a JSG Securities Drew Allen Gutman REPRESENTATION OF PARTIES For Claimant: Robert Bertsch, Esq. of Bertsch & Associates, Port Washington, New York. For Respondents Redstone Securities, Inc.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Frank Beck, (Claimant) vs. The MONY Life Insurance Company and Brent Roper, (Respondents). Case Number: 99-00177 Hearing Site: Houston, Texas REPRESENTATION OF PARTIES Claimant, Frank Beck, hereinafter referred to as "Claimant": Brian Tuner, Esq., Austin, Texas. Respondents, The MONY Life Insurance Company ("MONY") and Brent Roper ("Roper"), hereinafter collectively referred t

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Names of Claimants Antonio and Maria Canaan Case No. 99-00175 Names of Respondents VTR Capital, Inc. n/k/a Fairchild Fin'l Group Randolph K. Pace Alan Novich Warren Schreiber REPRESENTATION OF PARTIES For Claimants Antonio Canaan and Maria Canaan, hereinafter referred to as "Claimants": William M. Rishoi, Esq. and Philip J. Snyderburn, Esq. of the law firm of Rishoi

N.A.S.D. REGULATION, INC. STIPULATED AWARD In the Matter of the Arbitration Between ROGER L. KIRKPATRICK, and PAMELA L. KIRKPATRICK, NASD Case No. 99-00174 Claimants, Situs: Detroit, Michigan v. RONEY & CO., and DALE HICKS, jointly and severally, Respondents. REPRESENTATION OF PARTIES Claimants Roger L. Kirkpatrickand Pamela L. Kirkpatrick ("Claimants") were represented by Joel H. Kaufman, Esq. at 31275 Northwestern Highway, Suite 14

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Everen Securities, Inc., n/k/a First Union Securities v. Robert M. Bush Case Number: 99-00173 Paper Case REPRESENTATION QF PARTIES Claimant Everen Securities, Inc., n/k/a First Union Securities, ("Claimant"): Diane C. Fischer, Esq., Kane & Fischer, Chicago, Illinois. Respondent Robert M. Bush ("Respondent") was pro se. CASE INFORMATION Statement of Claim filed on or about: Jan

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-03271 Mary Jo Tonelli, claimant vs. First Union Securities, Inc., John Edward Nadelman, and Brad Brooks, respondents. ATTORNEYS: Claimant appeared Pro Se, Sherman, TX. For Respondents appeared Vice President and Associate Counsel, James A. Vollins, Esq., First Union Securities, Inc., Charlotte, NC, DATE FILED: August I, 2000 «- CASE SUMMARY: Claimant alleged that respondent

I NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 99-00171 Everen Securities, Inc., Claimant vs. Frederic David Pinsler, Respondent. ATTORNEYS: For Claimant, Everen Securities, Inc. ("Claimant"), appeared Diane C. Fischer, Esq., of the firm Gomberg, Kane & Fischer, Ltd., Chicago, IL. For Respondent, Frederic David Pinsler, ("Respondent"), appeared Steven Robert Verr, Esq., McHenry, IL. DATE FILED: January 13, 1999 CASE SUMM

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant James Brenny and ~ 99-00168 Name of Respondents Josephthal & Co., Inc. James Ryan James Brenny ("Claimant") was represented by Thomas H. Goodman, Esq., Siege! Brill Greupner Duffy & Foster, PA, Minneapolis, Minnesota. Josephthal & Co., Inc. ("Respondent Josephthal") and James Ryan ("Respondent Ryan") (collectively as "Respondents") were represented by J

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Harold Slotnick Name of Respondent Donald Bashkin NASD Case No. 99-00167 Hearing Location: Philadelphia, PA REPRESENTATION OF PARTIES Claimant Harold Slotnick ("Claimant") appeared pro se. Respondent Donald Bashkin ("Respondent") was represented by Theodore J. Dragon, Esq. of Carnegie Investor Services, Inc. CASE INFORMATION » Statement of C