STIPULATED AWARD FINRA DISPUTE RESOLUTION CASE: 10-04843 Securities America, Inc. (Claimant) vs. Tracey Douglas Frank (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Kelly R. Davis, Esq., Securities America, La Vista, NE. For Respondent appeared Richard F. BednarskI, Esq., Tegtmeler Bednarski Law Finn LLC, Colorado Springs, CO. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: October 22, 2010 CASE SUMMARY: Claimant, Securi

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 09-06590 Ameriprise Advisor Services, Inc. Name of the Respondent Hearing Site: Washington, D.C. Franklin Hill Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Ameriprise Advisor Services, Inc., hereinafter referred to as "Claimant": Diane C. Fischer, Esq., Ronald P. Kane, Esq., Larry J. Lipka, Esq

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number: 10-04044 Michael Jay Opp Name of Respondents Hearing Site: Denver, Colorado KCD Financial, Inc. Nature of Dispute: Associated Person vs. Member REPRESENTATION OF PARTIES Claimant, Michael Jay Opp, tiereinafter referred to as "Claimant": Otto K. Hilbert, II, Esq., Robinson Waters & O'Dorisio, P.C., Denver, Colorado. Respondent, KCD Financial,

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Jackie Andalman and the Jackie Andalman IRA vs. Names of Respondents Charles Schwab & Co., Inc. and Kimon P. Daifotis Case Number: 08-04697 Hearing Site: Chicago, Illinois NATURE OF THE DISPUTE Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Jackie Andalman and the Jackie Andalman IRA, hereinafter collectively referred

Amended Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 07-00169 Donald B. Scott, Jr., individually and on behalf of KAL Trading, LLC Names of the Respondents Hearing Site: Boca Raton, Florida Jeffrey Scott Ramson KAL Trading. LLC Great Eastern Securities, Inc. Nature of the Dispute: Non-Member vs. Associated Person, Terminated Member, and Non-Member. REPRESENTATION OF PARTIES

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Numt)er: 10-03798 First Allied Securities, Inc. Respondent Hearing Site: San Diego, California Humbert A. Michini, III Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant, First Allied Securities, Inc.. hereinafter referred to as "Claimant": Anne Yannakakis, Esq., First Allied Securities, Inc., San Diego, California. Respon

Award FINRA Dispute Resolution in the Matter of the AriDitration Between: Judith Meizer Individually and as Executrix of the Estate of Shepherd W. Meizer (Claimants) vs. Merrill Lynch, Pierce, Fenner & Smith Inc. and Nancy Matta (Respondents) Case Number: 09-06264 Hearing Site: New York, New Yoric Nature of the Dispute: Customers vs. Member and /Associated Person REPRESENTATION OF PARTIES Claimants Judith Meizer ("J. Meizer") INndivlduaiiy and as Exec

AWARD FINRA DISPUTE RESOLUTION CASE Number: 11-01010 UBS Financial Services (Claimarit) vs. Alfred Nittoli (Respondent) REPRESENTATION OF PARTIES: For Claimant: Anthony J. Borrelli, Esq., Riker, Danzig, Scherer. Hyland & Perretti LLP, Morristown, NJ. Respondent did not enter an appearance in this matter. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: March 9, 2011. CASE SUMMARY: Claimant asserted the following causes of action: breach

AWARD FINRA DISPUTE RESOLUTION CASE: 11-00102 NEXT Financial Group, Inc. (Claimant) vs. Randall Simpson (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Owen P. McGill, Esq., Shumaker, Loop & Kendrick, LLP, Tampa, FL. Respondent appeared pro se, Swansboro, NC. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: January 7. 2011 CASE SUMMARY: Claimant asserted the following cause of action: breach of contract. Claim Data Awa

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Merrill Lynch International Finance, Incorporated and Merrill Lynch, Pierce, Fenner & Smith, Incorporated vs. Case Number: 10-01340 Hearing Site: Dallas, Texas Name of Respondent John Bauer NATURE OF THE DISPUTE Non-Member and Member vs. Associated Person REPRESENTATION OF PARTIES Merrill Lynch International Finance, Incorporated and Merrill Lyn