AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Next Financial Group, Inc. vs. Case Number: 09-04616 Hearing Site: Houston, Texas Name of Respondent Jeremy McGilvrey NATURE OF THE DISPUTE Member vs. Associated Person REPRESENTATION OF PARTIES Next Financial Group, Inc. ("Next" or "Claimant") was represented by Oweri P. McGill, Esq., Shumaker, Loop & Kendrick, LLP, Tampa, Florida. Jeremy Mc

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number: 09-02641 M. Michele Sawyer Name of Respondents Hearing Site: San Diego, California Horwitz & Associates, inc. Carlos Legaspy Nature of Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant, M. Michele Sawyer, hereinafter referred to as "Claimant": Jeffrey P. Lendrum, Esq., Lendrum Law Firm, San Diego, Cali

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 10-00594 Joan Edington Schaefer and Declan R. Schaefer, trustees of James C. Edington Trust dated 8/2/1972 and POA of James C. Edington IRA Name of the Respondent Hearing Site: Oriando, FL Morgan Stanley Smith Barney Nature of the Dispute: Customer vs. Member. Public Arbitrator Pilot Program/Majority Public Panel REPRESENTATION

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05187 Wells Fargo Advisors, LLC (Claimant) vs. Richard Goldman (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Carolyn LaMar, Wells Fargo Advisors, LLC, St. Louis, MO. Respondent did not enter an appearance in this matter. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: November 15, 2010 CASE SUMMARY: Claimant asserted the following cause of action: breach of promissory note. Claim

AWARD FINRA DISPUTE RESOLUTION CASE: 10-04926 Merrill Lynch, Pierce, Fanner & Smith Incorporated (Claimant) vs. Khairi Rahman (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Diane C. Fischer, Esq., Kane & Fischer, Ltd., Chicago, IL. Respondent did not enter an appearance in the matter. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: November 1, 2010. CASE SUMMARY: Claimant asserted the following cause of action: breach of

AWARD FINRA DISPUTE RESOLUTION CASE: 10-04923 Lucian Leonte and Marie Leonte (Claimants) vs. Firstrade Securities Inc. (Respondent) REPRESENTATION OF PARTIES: Claimants appeared pro se, Madison, CT. For Respondent appeared Peter E. Gschweng, Firstrade Securities Inc., Flushing, NY. NATURE OF DISPUTE: Customers vs. Member DATE FILED: November 2, 2010 CASE SUMMARY: Claimants alleged that Respondent knowingly or negligently sold to them a bond that was

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Alex Glushanok (Claimant) v. MetLife Securities, Inc., and Metropolitan Life Insurance Co. (Respondents) Case Number: 10-04655 Hearing Site: Newark, New Jersey Nature of the Dispute: Associated Person vs. Members. REPRESENTATION OF PARTIES Claimant Alex Glushanok, hereinafter referred to as "Claimant": Mitchell H. Cobert, Esq., Morristown, NJ. Respondents MetLife

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: William Scholander LLC and William Scholander (Claimants) vs. Seaboard Securities, inc., Alex Velez, Edward Mostafa, Joseph Oleski, and Tim Robinson (Respondents) Case Number: 10-01263 Hearing Site: New York, New York Nature of the Dispute: Associated Person and Non-Member vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants William Scholander LLC and William S

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 09-06788 Spade Shupui Chan Respondents Hearing Site: San Francisco, California Ameriprise Financial Services, Inc. Johnny Gin Yang Ng Bruce Joseph Bordelon Counter-Claimant Ameriprise Financial Services, Inc. Counter-Respondent Spade Shupui Chan Nature of the Disputes: Associated Person vs. Member and Associated Persons Member vs. As

Award FINRA Dispute Resolution in the Matter of the Arbitration Between: Name of Claimant Case Number: 10-01192 Andrew and Blenda Wright as Trustees of the Wright Family Living Tmst Name of Respondents Hearing Site: Los Angeles, Califomia John Marshall Roilance Verkennis Lincoln Financial Advisors Corporation Nature of Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES Claimant, Andrew and Bienda Wright as T