Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number 09-05471 Charles Schwab & Co., Inc. Respondent Hearino Site: San Diego, California Kristian Daniel Colvin Nature of the Dispute: Member v. Associated Person REPRESENTATION OF PARTIES Claimant, Charles Schwab & Co., Inc., hereinafter refened to as "Claimant" or "Schwab": John Farrell. Esq., Fish & Richardson P.C, Redwood City, California. Responde

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimants Case Number. 09-01854 James Elist Emil Haiimi George Daneshgar Yahouda Emrani Abraham Assii Respondent Hearing Site: Los Angeles. California UBS Financial Services Inc. Third-Party Claimant UBS Financial Services Inc. Third-Party Respondent Halston Mikail Nature of the Dispute: Customers vs. Member Member vs. Non-Member REPRESENT

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Paul Smaza and Karea Smaza vs. Case Number 09-02966 1-learing Site: Detroit, Michigan Names of Respondents Rfth Third Securities, Inc., Fifth Third Bank, and The Hartford Life insurance Company HATyREQFTHEPISPUTB Customers vs. Member and Non-Members REPRESENTATIQW QF PARTIEiB Paul Smaza ("Paul") and Karen Smaza ("Karen"), hereinafter coiiective

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Paul Moore vs. Name of Respondent Lincoln Financial Advisors Corporation Case Number: 10-00026 Hearing Site: Detroit, Michigan NATURE OF THE DISPUTE Customer vs. Member REPRESENTATION OF PARTIES Paul Moore ("Claimant") appeared pro se. Lincoln Financial Advisors Corporation ("Respondent") was represented by Eric A. Michaels, Esq., Saretsl^y,

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Isabelle C. Chang (Claimant) vs. Advisory Group Equity Service Ltd. and Troy Kevin McElreath (Respondents) Case Number: 09-05931 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Isabelle C. Chang hereinafter referred to as "Claimant": Stephen Z. Frank, Esq., North Conway, NH. Respondents A

Award FiNFiA Dispute Resoiution In the Matter of the Arbitration Between: Claimant Case Number: 09-05255 Raymond B. Cole Respondents Hearing Site: Phoenix, Arizona Morgan Stanley & Co., Incorporated Douglas Benson Cochran Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant, Raymond B. Cole, hereinafter referred to as "Claimant": William J. Gladden, Esq., Savannah, Georgia. Respondents, Morgan Stanley & Co., In

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 08-04441 Debra White Respondents Hearing Site: Denver, Colorado CapWest Securities, Inc. Capstone Financial Group, Inc. Nature of the Dispute: Associated Person vs. Member and Non-Member REPRESENTATION OF PARTIES Claimant, Debra White, hereinafter refenred to as "Claimant": Kevin C. Flesch, Esq., The Law Office of Kevin C. Flesch, LLC, Englewood

^.^y Award FtNRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 09-06198 Carol West Respondents Hearing Site: San Francisco, California iVIartin Aivah Gates Omni Brolcerage, Inc. Western America Brokerage LLC Nature of Dispute: Customer vs. IViembers and Associated Person REPRESENTATION OF PARTIES Claimant, Carol West, hereinafter referred to as "Claimant": Carol West, Berkeley, California.

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Seymour L. Goldman, as assignee.of HSBC Bank, USA, N.A., Executor of the Estate of Emy Mostert (Claimant) v. Wachovia Bank, N.A., and Wachovia Securities, LLC (Respondents) v. HSBC Securities (USA) Inc. (Third Party Respondent) Case Number: 09-02435 Hearing Site: New York, New York Nature of the Dispute: Initial claim: Customer vs. Member and Non-Member. Third Party claim: Membe

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: John J. Hanson and John J. Hanson, IRA (Claimants) vs. Morgan Stanley & Co., Incorporated and Vikas Mohindra (Respondents) Case Number: 09-05015 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants John J. Hanson ("Hanson") and John J. Hanson, IRA ("Hanson IRA"), hereinafter collectively referred