AWARD FINRA DISPUTE RESOLUTION CASE: 09-06013 John Gaughan (Claimant) vs. Charles Schwab & Co., Inc. (Respondent) REPRESENTATION OF PARTIES: Claimant appeared pro se, Kansas City. MO. For Respondent appeared Brandon K. Hemley, Esq. Charles Schwab & Co., Inc., San Francisco. CA. NATURE OF DISPUTE: Customer v. Member DATE FILED: October 16. 2009 CASE SUMMARY: Claimant asserted the foltowing cause of action: breach of fiduciary duty. The cause o

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Oppenheimer & Co., Inc. (Claimant) vs. Scott J. Kurland (Respondent) Case Number: 10-00036 Hearing Site: New Yoric, New Yoric Nature of tiie Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant Oppenheimer & Co., Inc., hereinafter referred to as "Claimant": John T. McGuire. Esq., Oppenheimer & Co., Inc., New Yoric, NY. Respondent did ndt enter an appearance

Award FINRA Dteputo Reeolutlon In the Matter of the Arbitration Beteieen: Mmna of tha Claimant Case Number 08-00050 Cateiyst Health Soluttons, Ina HmttfffitRitgflntitnt Hearing Site: Washington, D.C. Credit Sutose Securittee (USA) LLC Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Cateiyst Heelth Soluttons, ina. hereinafter referred to as XiainrMnr: Susan R. Podotoky, Esq., Bruce V. Spiva, Esq. and Kathteen R. Hartn

Awerd FINRA Dleputo Resolution In the Matter of the Arbftradon Between: Name of the Claimant Frederick M.Hert Names of the Respondente Obsidian Rnandal Group, LLC f/k/a Grantte Securities. LLC FFP Securities, Inc. n/k/a First AUIed Securities, kic. Peter J. Dawson Bruce Baker James Raymond Duffy Douglae Aiithony DMomlntoa Caw Nmfry; 0aO3306 Hearino Site: Chariotte, North Carolina Nature of the Dispute: Customer vs. Member and

AWARD FINRA DISPUTE RESOLUTION CASE: CASE NUMBER: 09-06945 Wells Fargo Advisors, LLC formeriy known as Wachovia Securities, LLC ("Clafmanr) vs. James Henry ("Respondent^) REPRESENTATION OF PARTIES: For Claimant: Michael S. Cotombo, PreskJent and CEO, StreefWkle Asset Recovery Group. Inc., Hazlet, New Jersey. For Respondent: Phillip C. Green, Esq., Green Law Office. PLLC, Star City, Aricansas. NATURE OF DISPUTE: Member vs. Associated Person.

f\ AWARD RNRA DISPUTE RESOLUTION CASE: CASE NUMBER: 09-04857 James E. Hayter (Xlalmann vs. Merrill Lynch, Pierce, Fenner & Smith lrux>rporated ("Respondenn REPRESENTATION OF PARIIES: Claimant appeared prose. For Respondent: Ira L. Oring, Esq., Fedder and Garten, PA. Baltimore, Maryland. NATURE OF DISPUTE: Customer vs. Memt)er. DATE FILED: August 14,2009. CASE SUMMARY: Claimant asserted the cause of action of failure to follow Inst

AWARD RNRA Dtoputa Resoliitlon in the Matter of the Art)itration Between: Names of Claimante Clyde C. Byram and Meteena K. Byram vs. Names of Respondente William B. Rosenttial and Juite Rosenthal d/b/a Rosenthal Retirement Planning, L.P. Case Number 09-01724 Hearing Site: St. Loute, Missouri NATURE OF THE MSPIITE Customers vs. Non-Member and Associated Persons REPRESENTATION QF PABHES Clyde C. Byram and Meleena K. Byram ("Ciaimante")

AWARD FINRA Dteputo Resolution In the Matter of the Ariaitration Between: Name of Claimant BariSara Bauer vs. Case Number 09-04686 Hearing Site: Chicago, Illinois Names of Respondente UBS Financial Services, Inc. and Anthony Cibotti NATURE OF THE DiaPUTg Customer vs. Mentoer and Associated Person REPRESENTATION OF PARTIES Bart}ara Bauer ("Claimanf') was represented by Harvey R. Hennan, Esq., Clausen Miiler, P.C., Chicago, Illinois

STIPULATED AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Donna Jean Zgonina, Individually and as Co-Trustee of the Caaimir H. Zgonina 2000 Insurance Tmst vs. Case Number 06-02711 Hearing Site: Chicago, Illinois Nqmes of Respondente Stifel, Nicolaus & Company, Inc. and George E. Johnson MATURE OF THE DISPUTg Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Donna Jea

Award Data Award: $20,475.00 Interest: $0.00 Interest: at the rate of ten percent (10%) per annum from May 20, 2010 to June 19.2010 Attorneys' Fees: $0.00 Costs: $525.00 Other: $0.00 AWARD: The undersigned Arbitrator has decided and detennined in full and final resolution of the issues submitted for detennination as follows: 1) Respondent is liable for and shall pay to the Claimant compensatory damages of $20,475.00. 2) Respondent is liab