Award FINRA Dispute Resolution In the Matter of the Ariditration Between: Name of the Claimant: Case Number 08-04418 Charies B. Osterman Name of the Respondent: Hearing Site: Phoenix, Arizona Morgan Stanley DW inc. n/k/a Morgan Stanley & Co., Inc. Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant, Charies B. Ostemnan, hereinafter referred to as "Claimant": Bmce D. Calces, Esq., Cakes & Fosher, LLC, St. Louis, Misso

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number 09-01221 Oppenhelmer& Co., inc. Name of the Respondent Hearing Site: Los Angeles, Califomia James Robert Phillips Name of the Counter-Claimant James Robert Phillips Name of the Counter-Respondent Oppenheimer & Co., Inc. Nature of the Dispute: Member vs. Associated Person Associated Person vs. Member REPRESENTATION OF PARTIES

Award FINRA Dispute Resoiution In the Matter of the Arbitration Between: Claimant Case Number: 09-05646 Citigroup Global Marlcets, Inc. Respondent Hearing Srte: San Francisco, California Daniel Peter Ashby Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant, Citigroup Global Maricets, Inc., hereinafter referred to as "Citigroup" or "Claimant"; Yana Kromo, Esq., Alonso, Andalkar & Kahn, P.C., New York. New Yo

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 09-01739 Stephen A. Farley Respondent Hearing Site: Los Angeles, California UBS Financial Services Inc. Nature of the Dispute: Customer vs. Member REPRESENTATiON OF PARTiES Claimant, Stephen A. Farley, hereinafter referred to as "Claimant": Stephen A. Farley, Northridge, California. Respondent, UBS Financial Services Inc., hereinafter refened to

Award FINRA Dispute Resolution In the Matter of the Arbitration Between; David Pichler and James Higgins (Claimants) v. Citigroup Global Markets, Inc. (Respondent) Case Number: 08-04191 Hearina Site: New York, New York Nature of the Dispute: Associated Persons vs. Member. REPRESENTATION OF PARTIES Claimants David Pichler ("Pichler") and James Higgins ("Higgins"), hereinafter collectively referred to as "Claimants": David B. Wechsler, Esq.. Wechsler &

Award FINRA Dispute Raaolution In the Matter of the Arbitration Between: Claimant Case Number: 08-01079 Eric W. Bunker Respondent Hearing Site: San Francisco, Califomia Jason Lee Seaie, III Counter-Claimant Jason Lee Seaie, ill Counter-Respondent Eric W. Bunker Nature of the Disputes: Associated Person vs. Associated Person, and Associated Person vs. Associated Person REPRESENTATiON OF PARTIES Claimant/Counter-Respondent, Eric

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 07-00469 Robert Scoft Rose ResDondente Hearing Site: Los Angeles, California Sanah Chung John Breckenridge Barnes Nature of the Dispute: Associated Person vs. Associated Person and Associated Person REPRESENTATION OF PARTIES Claimant, Robert Scott Rose, hereinafter referred to as "Claimant" or "Rose": Philip D. Dapeer, Esq, Philip Dapeer, A Law

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number 09-02749 Michael Banayan Name of the Respondents Hearino Site: Los Angeles, California Morgan Stanley & Co. Incorporated Financial Industry Regulatory Authority Nature of the Dispute: Associated Person vs. Member and Non-Member REPRESENTAHOW OF PARTIES Claimant. Michael Banayan, hereinafter referred to as "Claimant: Leonard Steiner, E

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number 08-04780 Robert Sudduth The Sudduth Family Tnist Names of the Respondents Hearing Site: New Orieans. Louisiana James R. Holdman NWT Financial Group, LLC Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Robert Sudduth ("R. Sudduth") and The Sudduth Family Tmst ("Sudduth Family Trust^

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number Q8-Q3264 Laurence M. Frank Laurence M. Frank IRA Lois L. Frank IRA Adam Joel Frank Adam Joel Frank IRA Isaac Frank Isaac Frank IRA Ngrne of the Respondent Hearing Site: Atlanta, Georgia Charles Schwab & Co., Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Laurence M. Frank ("L. Frank"),