STIPULATED AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Thomas H. Englehard vs. Case Number. 08-02295 Hearing Site: Chicago. Illinois Name of Respondent Hartford Equity Sales Company. Inc. NATURE OF THE DISPUTE Associated Person vs. Member REPRESENTATION OF PARTIES Thomas H. Englehard ("Claimanr or "Englehard") was represented by James J. Eccleston, Esq. and Ronald M. Amato. Esq.rShaheen, N

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Wachovia Securities, LLC vs. Name of Respondent Wesley A. Fracker Case Number. 09-04323 Hearing Site: Detroit, Michigan THE DISPUTE Member vs. Associated Person Wachovia Securities, LLC ("Claimant") was represented by Renan I. Sugamian, Esq., Renan Sugarman, P.C., Chicago, Illinois. Wesley A. Fracker did not appear. The Statement of Claim was

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Wachovia Securities. LLC vs. Case Number: 08-04652 l-learing Site: Houston, Texas Name of Respondent Lisa M. Alvarado Member vs. Associated Person Wachovia Securities, LLC ("Claimant" or "Wachovia") was represented by Jonathan E. Levine, Esq., Law Office of Daniel S. Fiore. Arlington, Virginia. Lisa M. Alvarado ("Respondenf or "Alvarado") was represe

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 09-01792 Guy E. Moman. Jr. Anne M. Moman Names of the Respondents Hearing Site: Birmingham, Alabama Morgan Keegan & Company, Inc. William Legrand Hutchinson Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES For Guy E. Moman, Jr. and Anne M. Moman, hereinafter collectively referred to as

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Barbara Tichner (Claimant) vs. Jason K. Chepenik, Barnett Chepenik, Chepenik Financial, NRP Financial, Inc., Pershing LLC. National Financial Services LLC, and Lincoln Financial Advisors Corp. (Respondents) Case Number: 08-01792 Hearing Site: New York. New York Nature of the Dispute: Customer vs. Members, Non-Member, and Associated Persons REPRESENTATION OF PARTIES Claimant Barb

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 09-02536 FOLIOfn Investments, Inc. Names of the Respondents Hearing Site: Fort Lauderdale, Florida Ralph Anteby Barouch Anteby Grace Anteby Nature of the Dispute: Member v. Customer REPRESENTATION OF PARTIES For FOLIOfn Investments, Inc., hereinafter referred to as "Claimant": Jorge A. Herrera, Esq., Bressler, Amery & Ross, P.C.

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Brenda Benoit (Claimant) vs. John Spohler and JP Morgan Securities, Inc. (Respondents) Case Number: 08-03828 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Associated Person and Member. REPRESENTATION OF PARTIES Claimant Brenda Benoit "Claimant": Jacob Zamansky, Esq., Zamansky and Associates, New York, NY. Respondents John Spohler ("Spohler") and JP Mor

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Jarod C. Winters (Claimant) v. Barclays Capital, Inc. and Barclays Bank PLC (Respondents) Case Number: 08-03001 Hearing Site: New York. New York Nature of the Dispute: Associated Person vs. Member and Non-Member. REPRESENTATION OF PARTIES Claimant Jarod C. Winters hereinafter referred to as "Claimant": David N. Kleinmann, Esq.. Tarter Krinsky & Drogin, LLP. New York, NY. Res

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Ducki^yu Chang, Kee Chang, and Ducki^yu Chang TTEE Cumbertand Pathology Associates. LLC (Claimants) vs. McGinn. Smith & Co.. Inc., Timothy M. McGinn, David L. Smith, Thomas E. Livingston, Lex & Smith Associates Ltd., William F. Lex. McGinn Smith Advisors, LLC. and McGinn. Smith Capital Holdings Corp. (Respondents) Case Number: 08-04924 Hearing Site: Philadelphia, Pennsylvania Nature

AWARD FINRA DISPUTE RESOLUTION In the Matter of the Ariaitration Between: Name of the Claimant: Case Number 09-01781 Banc of America investment Services, Inc. Name of the Respondent: Hearing Site: Los Angeles, California Charies Ray, Jr. Nature of the Dispute: Memt>er vs. Associated Person REPRESENTATION OF PARTIES Claimant Banc of America Investment Services, Inc. hereinafter referred to as "Claimant" or "BAI": Jeffrey S. Hood. Esq., Kane &