Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Rosalie Sellitto (Claimant) vs. Ameriphse Financial Services, Inc.. and Michael Sangirardi (Respondents) Case Number: 08-01978 Hearino Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Rosalie Sellitto hereinafter referred to as "Claimant": Barry M. Bordetsky, Esq., The Law Offices of Barry M. Bordetsky,

AWARD FINRA DISPUTE RESOLUTION CASE: 09-01081 William Formon and Kimberly A. Formon (Claimants) vs. Charles Schwab & Co., Inc., The Charles Schwab Corporation, Charles Schwab Investment Management, Schwab Investments, Inc., Charles R. Schwab, Evelyn Dilsaver, Randall W. Merk, George Pereira, Mariann Byenvaiter, Donald F. DonA/ard, and William A. Hasler (Respondents) REPRESENTATION OF PARTIES: Claimants appeared pro se, Rye, NY. For Respondents Charles Sc

Stipulated Award FiNRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 09-03940 Metropolitan Life Insurance Company MetLife Securities, Inc. Name of the Respondent Hearino Site: Baltimore, Maryland Robert W. Stankowski Nature of the Dispute: Member vs. Associated Person. For Metropolitan Life Insurance Company ("MetLife") and MetLife Securities, inc. ("MetLife Securities"), hereinafter collecti

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 07-02973 Dr. Richard Bames Keith and Rebecca Clower Marshall Glass on behalf of MRG Investors, LLC Larry and Ellen Sagal Kathleen Temes Names of the Respondents Hearing Site: Tampa, Florida Kovack Securities Marco Alessandro Caporale Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES

AWARD FINRA DISPUTE RESOLUTION CASE: 08-04765 Norman Stoil, by and through Tina Stoll, as attorney-in-fact (Claimant) vs. Smith Barney. Inc. (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Jon V\. Patterson, Esq., Battle, Fleenor, Green, Winn and Clemmer, LLP, Birmingham, AL. For Respondent appeared Joseph L. Calabrese, Esq.. Citigroup Global Mari^ets, Inc., New Yori^, NY. NATURE OF DISPUTE: Customer v. Member DATE FILED: December 1

AWARD FiNRA DISPUTE RESOLUTION CASE: 09-00243 Jimmy Macl< Biiger and Jeanne K. Bilger (Claimants) vs. Charles Schwab & Co., Inc. (Respondent) REPRESENTATION OF PARTIES: For Claimants appeared James A. Dunlap, Jr., Esq., James A. Duniap and Associates LLC. Atlanta. GA. For Respondent appeared Evelyn A. Christensen, Esq.. Keesal. Young and Logan, Long Beach, CA. NATURE OF DISPUTE: Customers v. IVIember DATE FILED: January 14. 2009 CASE SUMI\^AR

Award FINRA Dispute Resolution In the Matter of the Ari3itration Between: Name of the Claimant Case Number 08-04957 Sally Gels Name of the Respondent Hearing Site: Denver, Colorado Charies Schwab & Co., Inc. Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Sally Gels hereinafter referred to as "CiaimanT: Jim Gels, Golden, Cotorado Respondent Charies Schwab & Co., Inc. hereinafter referred to as "RespondenT: Se

Award FINRA Disputa Resolution In tire Matter of the Arbttration Between: Claimant Case Number. 07-02582 Wells Fargo Investmente, LLC Respondent Hearing Stte: San Frandsco, Califomia Eun-Joo Chang Counter-Claimant Eun-Joo Chang Counter-Respondent Wells Fargo Investments, LLC Nature of the Dispute: Member vs. Associated Person Associated Person vs. Member REPRESENTATION OF PARTIES Claimant/Counter-Respondent. Wells Fargo Invest

Award FINRA Dispiit» RMdutlon In the Matter of the Arbttratton Between: Name of the Clalmanta Case Number 08-02954 Ketth R. TtKxnpaon, Charies Schwab & Co., Inc. Cust, IRA Contributory and Owen A. Thompson, Charies Schwab & Co., Inc. Cust, IRA Contributory Name of the Respondents Hearing Site: Boise, Idaho Charies Schwab & Co., Inc. and Craig S. Weasels Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATIOW O

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 08-04006 Peak Securities Corporation Respondents Hearing Site: Los Angeles, Califomia Bruin Industries, Inc. Gregg Mulholland Nature of the Dispute: IVIember vs. Customers REPRESENTATION OF PARTIES Claimant Pealc Securities Corporation hereinafter referred to as "Claimant": Chad Weaver, Esq.. Edgerton and Weaver, LLP. Hermosa Beach, Califbmia.