Award HNRA Dispute RMohitton In the Matter of the Arbttratton BetMveen: NameoftheClalmante Strand, Atkinson, Williams & York, Inc. and Umpqua Holdings Corporation Name of the Respondents Morgan Stanley & Co., Incorporated; Bradford Adam Wean Douglas Edward Strand; John Frederick York; Brian David Schuler Norman Wesley Fincher and Adriel J. Gaines Name of the Counter-Claimants Bradford Adam Wear, Douglas Edward Strand; John

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-04633 Samir Lawrence, ("Claimant/Counterclaim Respondent") vs. E*Trade Securities LLC, ("Respondent/Counterclaim Claimanf) REPRESENTATION OF PARTIES: For Claimant/Counterclaim Respondent appeared Debra G. Speyer. Esq., Philadelphia, PA. For Respondent/Counterclaim Claimant appeared John Bersin, Esq., In-house Counsel, Roseville, CA. NATURE OF DISPUTE: Customer v. Member DATE FILED

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-04887 Humberto Gimenez Corporation, Humberto Gimenez, President, ("Claimants") vs. Morgan Stanley D.W. inc., ("Respondent') REPRESENTATION OF PARTIES For Claimants appeared Humberto Gimenez, New York NY. For Respondent appeared John Montone, Esq., In-house Counsel, Purchase, NY. NATURE OF DISPUTE: Customers v. IVIember DATE FILED: December 19. 2008 CASE SUMMARY: Claimants alleged that t

Revised Award FINRA Dispute Resoiution In the Matter of the Arbitration Between: Marshal D. Gibson (Claimant) vs. UBS Financial Services, Inc., and Karen A. Kurrasch (Respondents) Case Number: 06-00520 Hearing Site: Hartford, Connecticut Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATiON OF PARTIES Claimant Marshal D. Gibson hereinafter referred to as "Claimant" appeared pro se. Respondents UBS Financial Services. Inc. (

Stipulated Award FINRA Dispute Resolution In the Matter of the Arisitration Between: Claimant Case Number: 08-00072 Wachovia Securities Financial Networic, LLC Respondent Hearing Site: Reno, Nevada Donald Scott Peterson gounter-Claimant Donald Scott Peterson gounter-Respondent Wachovia Securities Financial Networi(, LLC Nature of the Dispute: Member vs. Associated Person Associated Person vs. Member REPRESENTATION OF PARTIES C

Award FINRA Dispute Resolution In the Matters of the Arbitration Between: Name of the Claimant: D.R. Marshall Name of the Respondents: William Charies Wamky Raymond Ellis Jennison, Jr. First Canterbury Securities, Inc. Case Number 08-00684 Hearinc Site: Dallas, Texas Names of the Counterclaimants: Raymond Ellis Jennison, Jr. First Canterbury Securities, Inc. Name of the CountepResoondent: D.R. Marshall Nature of the Disputes

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant David R. Smith as Tmstee of the David R. Smith Revocable Trust for the Benefit of David R. Smith vs. Names of Respondents Citigroup Global Maricets, Inc. f/k/a Salomon Smith Bamey. Inc. and Citigroup Alternative Investments, inc. Case Number: 08-02543 Hearing Site: St. Louis. Missouri NATURE OF THE DISPUTE Customer vs. Member and Non-Member

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant / Counter-Respondent Bobby Hurt vs. Case Number: 08-02721 IHearing Site: Louisville, Kentucl^y Name of Respondent / Counter-Claimant Franl< Blacic and Name of Third-Party Claimant Frank Black vs. Name of Third-Party Respondent James Stephen Davenport NATURE OF THE DISPUTE Customer vs. Associated Person REPRESENTATION OF PARTIES

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of tiie Claimant Case Number: 08-04250 Charlotte E. Comfort Names of the Respondents Hearing Site: Richmond, VA ING Direct Securities inc. Sharebuilder Securities Corporation Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Charlotte E. Comfort, hereinafter referred to as "Claimant", appeared pro se. For ING Direct Securities Inc. ("ING") an

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 07-03347 Ray Gatten Name of the Respondent Hearing Site: Charlotte, North Carolina Ferris, Baiter Watts, Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For Ray Gatten ("Gatten"), hereinafter referred to as "Claimant": J. Pat Sadler. Esq., Sadler & Hovdesven, P.C, Atlanta, Georgia. For F