AWARD FINRA DISPUTE RESOLUTION In the Matter of the Arbitration Between: Morgan Stanley & Co., Inc. (Claimant) vs. Thomas Dering (Respondent) Case Number: 08-03163 SITUS: Newark, New Jersey. NATURE OF DISPUTE: Member vs. Associated Person. REPRESENTATION OF PARTIES Morgan Stanley & Co., Inc., hereinafter referred to as "Claimant": Alan S. Brodherson, Esq., Law Offices of Alan S. Brodherson, New York, NY. Thomas Dering hereinafter refen^d to as "

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03124 Christina Moore Howton, as Conservator and Guardian for Josie Perkins, ("Claimant") vs. Morgan Keegan & Company, Inc., ("Respondent") ATTORNEYS: For Claimant appeared Richard S. Frankowski, Esq., Burke, Harvey & Frankowski, LLC, Birmingham, AL. For Respondent appeared Donald F. Winningham, III, Esq., Maynard, Cooper & Gale, PC, Birmingham, AL. NATURE OF DISPUTE: Customer v. M

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-04081 Robert Mendoza, ("Claimant") vs. TD Ameritrade, Inc., ("Respondent") ATTORNEYS: Claimant appeared Pro se, Los Angeles, CA. For Respondent appeared James J. Vihstadt, In-house Counsel, Omaha, NE. NATURE OF DISPUTE: Customer v. Member DATE FILED: November 5, 2008 CASE SUMMARY: Claimant alleged that Respondent made false and misleading statement; was negligent and incompetent by

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 08-00250 Banc of America Investment Services, Inc. Name of the Respondent Hearing Site: Richmond. VA Jason R. Benisford Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Banc of America Investment Services, Inc. ("BOA"), hereinafter referred to as "Claimant": Ronald P. Kane, Esq., Diane C. Fischer

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 08-02228 H&R Block Financial Advisors, Inc. Name of the Respondent Hearino Site: Atlanta, Georgia Ralph A. Lustin Nature of the Dispute: Member vs. Customer. REPRESENTATION OF PARTIES For H&R Block Financial Advisors, Inc., hereinafter referred to as "Claimant": Edward Walton, Esq., Assistant General Counsel, H&R Block Financial Advisors, I

Award RNRA Dispute Resolution In the Matter of the Art}itration Between: Name of the Claimant Case Number: 08-01876 Jean Ibrahim, CPA Name of the Respondent Hearing Site: Los Angeles, California E* TRADE Securities LLC Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Jean Ibrahim, CPA: pro se, Rancho Sante Margarita, California Respondent E* TRADE Securities LLC: John Bersin, Esq., E* TRADE Securities LLC, Rosevi

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number. 08-01036 Bonnie Burdett and Joyce Anthony as Interim Successor Trustees of the KMP Irrevocable Trust Respondent Hearing Site: San Francisco. Callfbmia Charies Schwab & Co., Inc. Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant, Bonnie Burdett and Joyce Anthony as Interim Successor Trustees of the KMP Inevocable Tnis

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 07-02291 Thomas E. Kinnan Brenda H. Kinnan Names of the Respondents Hearino Site: New Orleans, Louisiana Advanced Planning Securities, Inc. Charles C. Slowey, Jr. Name of the Third Party Respondent Charles C. Slowey, Jr. Nature of the Dispute: Customer vs. Member and Associated Person vs. Associated Person. REPRESENTATION OF P

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Perrin. Holden & Davenport Capital Corp. (Claimant) vs Denis W. Kraemer, Jr. (Respondent) Case Number: 08-02650 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant Renin, Holden & Davenport Capital Corp., hereinafter refened to as "Claimant": Faun M. Phillipson, Esq.. Phillipson & Uretsky, LLP, New York, NY.

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03750 Henry McGhee, ("Claimant") vs. Chase Investment Services Corp., ("Respondent") ATTORNEYS: Claimant appeared Pro se, Chicago, IL. For Respondent appeared Bradley J. Johnson, Esq., JPMorgan Chase & Co., Dallas, TX. NATURE OF DISPUTE: Customer v. Member DATE FILED: October 14.2008 CASE SUMMARY: Claimant alleged that Respondent lost his shares preventing him from selling them. Cl