Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 08-02116 Edward J. Schiavi Respondent Hearing Site: Albuquerque, New Mexico Merrill Lynch, Pierce Fenner & Smith Incorporated Nature of Uie Dispute: Associated Person v. Memk)er REPRESENTATION OF PARTIES Claimant Edward J. Schiavi hereinafter referred to as "Claimant": Clinton W. Marrs, Esq., Vogel Campbell & Blueher, P.C, Albuquerque. New Mexico.

Award FINRA Dispute Resolution In the Matter of the Arisitration Between: Claimant Wachovia Securities, LLC Respondent Bryant S. Hayward Counter-Claimant Bryant S. Hayward Counter-Respondent Wachovia Securities, LLC Third-Party Claimant Bryant S. Hayward Thlrd-Partv Respondents Robert A. Corona Richard G. Holm Case Number: 08-00169 Hearino Site: Denver, Colorado Nature of the Dispute: Member v. Associated Person

Award FINRA Dispute Resolution In the Matter of the Ari3itratJon Between: Claimant Case Number: 08-01230 Morgan Stanley & Co., Incorporated Respondent Hearing Site: Las Vegas. Nevada Martin R. Gerek Nature of the Dispute: Member v. Associated Person REPRESENTATION OF PARTIES Claimant. Morgan Stanley & Co. Incorporated hereinafter referred to as "Claimant": Diane C. Fischer, Esq.. Kane & Fischer, Chicago. Illinois. Respondent Martin R. Gerek,

Stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Frederick Rubin, as Trustee of the Frederick Rubin Revocable Trust, and Betsy Rubin, individually Names of the Respondents UBS Financial Services Inc. and Steve Wagner Case Number: 08-02599 Hearino Site: Boca Raton. Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Freder

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-01009 Cass E. Sliewbart, Sr., ("Claimant") vs. Fidelity Brol< erage Services LLC, ("Respondent") ATTORNEYS: Claimant appeared Pro se. Humble, TX. For Respondent appeared Diane M. Brown Esq., in-house Counsel, Boston. MA. NATURE OF DISPUTE: Customer v. Member DATE FILED: March 7, 2008 CASE SUMMARY: Claimant alleged that Respondent is responsible for losses incurred due to his inabili

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE; 08-03362 Kathy Lynn Sechrist, ("Claimant") vs. E*Trade Securities. LLC, ("Respondent") ATTORNEYS: Claimant appeared Pro se. Pinedaie, WY. For Respondent appeared John Bersin, Esq., In-house Counsel, Roseville, CA. NATURE OF DISPUTE: Customer v. Member DATE FILED: August 18, 2008 CASE SUMMARY: Claimant alleged that Respondent sold her securities without her authorization or knowledge o

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-04010 Seth D. Rose and Louise Rose, ("Claimants") vs. John Philip Dolan and UBS Financial Services, Inc., ("Respondents") ATTORNEYS: Claimants appeared Pro se, Dix IHills, NY. For Respondents appeared Tracey Salmon-Smith, Esq., In-house Counsel, UBS Financial Services. Inc.. Weehawken, NJ. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: October 30. 2008

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. (Claimant) vs. Joseph C. Delaura (Respondent) Case Number: 08-00123 Hearino Site: Newari< , New Jersey consolidated with Joseph C. Delaura (Claimant) vs. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. (Respondent) Case Number: 08-00344 Hearino Site: Newark. New Jersey Nature of the Dispute:

Award FINRA Dispute Resolution In the Wia\XeT of the Arbitration Between: Holly Angell Hardman (Claimant) vs. Royal Alliance Associates, Inc., Genworth Financial Securities Corp., and Arthur S. Grossbard (Respondent) Case Number: 08-02018 IHearing Site: Boston. I\flassachusetts Nature of the Dispute: Customer vs. Members and Associated Person. REPRESENTATION OF PARTIES Claimant Holly Angell Hardman hereinafter referred to as "Claimant": Ari J. Hoffman,

Award FiNRA Dispute Resolution In the Matter of the Arbitration Between: John P. Gaffney (Claimant) vs. Citigroup Global Markets, Inc., Steven Torrico, Peter Liebeskind, George Batelli, Maribeth Robinson, and Andrew Griiio (Respondents) Case Number: 06-03789 Hearino Site: Newark, New Jersey Nature of the Dispute: Associated Person vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant John P. Gaffney hereinafter refen^ed to as "Claima