STIPULATED AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Banc of America Investment Services, Inc. vs. Name of Respondent William Brennan Case Number: 07-03023 Hearing Site: St. Louis, Missouri Member vs. Associated Person Banc of America Investment Services, Inc. ("BAI" or "Claimanr) was represented by Diane C. Fischer, Esq., Ronald P. Kane, Esq., and D. Daxton White, Esq., Kane & Fischer. Ltd

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant/Counter-Respondent James Stephen Davenport vs. Case Number: 08-02542 Hearing Site: Louisville, Kentucky Name of Respondent/Counter-Claimant Frank Black NATURE OF THE DISPUTE Associated Person vs. Associated Person James Stephen Davenport ("Claimant" or "Counter-Respondent") was represented by Danny J. Basil, Esq., Basil Law Firm, Glasgow, Kentucky,

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 08-01449 Haig G. Bogossian and Jean C. Bogossian, Trustees of the Haig G. Bogossian Trust Names of the Respondents Hearing Site: Boca Raton, Florida Morgan Stanley & Co., Incorporated Mace Tamse Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Haig G. Bogossian and Jean C. Bogossian, Trustees o

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03724 Charles Schwab & Co., Inc.. ("Claimant") vs. Todd D. Stabenow and Sara A. Stabenow. ("Respondents") ATTORNEYS: For Claimant appeared In-house Counsel, Brandon K. Hemley, Esq.. San Francisco, CA. Respondents did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member vs. Customer DATE FILED: October 6. 2008 CASE SUMMARY: Claimant alleged that Respondents

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03082 Steven Chilinski, ("Claimant") vs. TD Ameritrade. Inc. and Patrick Rowley, ("Respondents") ATTORNEYS: Claimant appeared Pro se, Manitowoc, Wl. For Respondents appeared James J. Vihstadt, Esq., In-house Counsel, TD Ameritrade, Inc.. Omaha, NE. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: August 25. 2008 CASE SUMMARY: Claimant alleged that Respond

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03634 Rodney J. Glover, ("Claimant") vs. E*Trade Securities LLC, ("Respondent") ATTORNEYS: Claimant appeared Pro se, Los Angeles, CA. For Respondent appeared John Bersin, Esq., In-house Counsel, Roseville, CA. NATURE OF DISPUTE: Customer v. Member DATE FILED: October 6, 2008 CASE SUMMARY: Ciaimant alleged that Respondent illegally and unjustifiably withheld his funds. Claimant main

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-01920 Graham 8. Williamson, ("Ciaimant") vs. Monica Mallioit, Wacliovia Securities, LLC and Prudential Equity Group, LLC ("Respondents") ATTORNEYS: Claimant appeared Pro se, Holland. OH. For Respondent Monica Malfioit appeared William R. Ahern, Esq., Perrysburg, OH. For Wachovia Securities LLC appeared William S. Port, In-house Counsel. St. Louis, MO. For Respondent Prudential Equity G

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03674 Jane E. Ricca, ("Claimant") vs. Fidelity Brokerage Services, LLC, ("Respondent") ATTORNEYS: Claimant appeared Pm se. Forest Hill, NY. For Respondent appeared Paula M. McManus Esq.. In-house Counsel, Boston, MA. NATURE OF DISPUTE: Customer v. Member DATE FILED: October 7. 2008 CASE SUMMARY: Claimant alleged that Respondent failed to withdraw the automatic 2006 Minimum Required

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03718 George Hansen and Brenda Hansen, ("Claimants") vs. Edward D. Jones & Co., L.P. and Hugh Carleton Bandy. ("Respondents") ATTORNEYS: Claimants appeared Pro se, Highlands Ranch, CO. For Respondents appeared Kimber L. Monroe, Esq., In-house Counsel, Edward D. Jones &Co.,L.P.. St. Louis, MO. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: October 9. 2008

AWARD FINRA DISPUTE RESOLUTION in the Matter of the Arbitration Between: Creative Wealth, inc. (Claimant) vs. Wiiiiam John IHorbatuI^, Jr., and Meyers & Associates, LP (Respondents) Case Number: 08-03727 SiTUS: New Yorl< , New Yorl^ NATURE OF DiSPUTE: Non-Member vs. Associated Person and Member REPRESENTATION OF PARTIES: Creative Wealth, Inc., hereinafter referred to as "Claimant": Michael P. Gilmore, Esq., Sims Moss Kline & Davis LLP, Mineola, N