STIPULATED AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claima^it John B. Carpenter, Sr. vs. Case Number: 05-05474 Hearing Site: Detroit, Michigan Names of Respondents Royal Alliance Associates. Inc. and Steven F. Muntin MATURE OF THE DISPUTE Customer vs. Member and Associated Person REPRESEiaTATIQN OF PARTIES John B. Carpenter. Sr. ("Claimant") was represented by Anthony V. Trogan. Esq., Anthony

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Alice Perdue (Claimant) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) Case Number: 08-01799 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Alice Perdue hereinafter refened to as "Claimant" appeared pro se. Respondent Merrill Lynch, Pierce, Fenner & Smith, inc., hereinafter referred to as "Respondenf

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Robert Cohen (Claimant) vs. Trinity Trading Corporation and James Bovino (Respondents) Case Number: 08-00660 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Robert Cohen hereinafter referred to as "Claimant": Anthony Carabba, Jr., Esq., Carabba Locke LLP. New York, NY. Respondents

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-02191 Banc of America investment Services, inc. ("Claimant") vs. Jennifer S. Johnston ("Respondent") ATTORNEYS: For Claimant appeared Diane C. Fischer Esq., Kane & Fischer, Ltd., Chicago, IL. Respondent appeared Pro se, Seattle, WA. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: July 2, 2008 CASE SUMMARY.- Claimant alleged failure to honor temis of Series 7 Agreement.

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-02987 Options House, Inc., ("Claimant") vs. Karma Mulliner. ("Respondent") ATTORNEYS: For Claimant appeared Lesley G. Smith, Esq.. of the firm Schopf & Weiss LLP. Chicago, IL. Respondent appeared pro se, Santa Clara, UT. NATURE OF DISPUTE: Member vs. Customer DATE FILED: August 20. 2008 CASE SUMMARY: Claimant alleged that Respondent failed to repay monies owed as a result of a

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Etizalaeth Luster, individually, and Elizabeth Luster, Tmstee of The Elizabeth S. Luster Tmst Case Number 06-05086 Name of the Respondents HearinoSlte: Los Angeles, Califomia Morgan Stanley DW Inc. f/k/a Dean Witter Reynolds, Inc., and Albert S.Gersh Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Ciaimant Timothy I. Montreuil and Deborah Montreuil TEN IN COM Names of the Respondents Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. Jack B. Grubman Case Number 04-05904 Hearing Site: New Orleans. Louisiana Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Timothy I. Montreuil and

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimants Amardeep Misha Elizabeth Twaddell The Amardeep Misha And Elizabeth Twaddell Living Tnjst U/A DTD 8/22/01 Respondents Stone & Youngberg, LLC David Lowi William Evans, III Case Number 08-00326 Hearing Site: San Francisco, Califomia Nature of the Dispute: Customers vs. Member and Associated Persons REPRESENTATION OF PARTIES Claimants, Amar

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 07-02901 Kenneth E. Chyten Respondent Hearing Site,: Los Angeles, California United Capital Maricets, inc. Dennis John Devaney Nature of the Dispute: Customer vs. i\1ember and Associated Person REPRESENTATION OF PARTIES Ciaimant Kenneth E. Chyten hereinafter referred to as "Claimant": Robert A. Uhl, Esq. Aidikoff, Uhl & Bakhtiari, Beveriy Hills, Ca

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Ciaimant Case Number: 07-03440 RBC Dain Rauscher inc. Name of the Respondent Hearino Site: IVIemphis, Tennessee William T. Scull Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For RBC Dain Rauscher Inc., hereinafter referred to as "Claimant": Donald S. Arbour, Esq.. Attorney at Law. Minneapolis. MN. For William T. Scull, herei