FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-01306 Lap F. Chang (-'Claimant") vs. HSBC Securities (USA) Inc. ("Respondent") ATTORNEYS: Claimant appeared Pro se, Elmhurst, NY. For Respondent appeared in-house counsel, Tracy S. Woodrow, Esq., Buffalo, NY. NATURE OF DISPUTE: Customer v. Member DATE FILED: April 28. 2008 CASE SUMMARY: Claimant alleged inaccurate reporting to the Internal Revenue Service. Claimant maintained that

Award FiNRA Dispute Resolution In the Matter of the Arbitration Between: Riverside Holdings LLP. and DDIM Holdings, LLC (Claimants) vs. Goldman, Sachs & Company, Lehman Brothers. Inc., and Sofia Frankel (Respondents) Case Number: 05-05422 Hearina Site: New Yorl< , New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Riverside Holdings L.L.P. ("Riverside") and DDIM Holdings, LLC ("DDIM") herein

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Joy B. Piiillips (Claimant) vs. Merrill Lynch, Pierce, Fenner and Smith, Inc., and John Murphy (Respondents) Case Number: 06-01748 Hearing Site: Newark, New Jersey Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Joy B. Phillips hereinafter referred to as "Claimant": Thomas C. Jardim, Esq., Ramsey Bennan, P.C, Moristown, NJ.

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number 07-03118 TRB Family Partners, LTD. a Colorado LTD Partnership, by Tom BoKz, Managing Partner Names of the Resoondents Hearina Site: Boca Raton, Florida Morgan Keegan & Company Inc. Wachovia Securities, LLC Lawrence S. Rule, Jr. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES TRB Family

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Josef Weskamp vs. Name of Respondent Huntieigh Securities Corporation Case Number: 08-00525 Hearing Site: St. Louis, Missouri NATURE OF THE DISPUTE Customer vs. Member REPRESENTATION OF PARTIES Josef Weskamp ("Claimanr) was represented by Werner A. Meier, Esq., Marzillier & Dr. Meier, Muchen, Germany. Huntieigh Securities (^rporation ("R

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant/Counter-Respondent Oppenheimer & Co., Inc. vs. Case Number: 04-03134 Hearing Site: Chicago, Illinois Name of Respondent/Counter-Claimant Sami N. Daher and Name of Third-Partv Claimant Sami N. Daher vs. Name of Third-ParW Respondent CIBC World Martlets Corp. NATURE OF THE DISPUTE Member vs. Associated Person REPRESENTATION OF PART

Stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: COO Investment Services Corp. (Claimant) vs. Eric V. Wasson, David Fowler, Donna Furgal, NEXT Financial Group, Inc., and Greenstone Financial Group, Inc. (Respondents) Case Number: 07-01194 Hearing Site: Boston. Massachusetts Nature of the Dispute: Member vs. Associated Persons, Member, and Non-Member. REPRESENTATION OF PARTIES Claimant CCO investment Services Corp.,

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Charies I. Horberg, Sandra Horberg and Charles 1. Horberg. as Trustee of the Charles Horberg Jewelers, Inc. Defined Benefit Pension Plan and Trust dated 3/27/84 vs. Case Number: 07-02804 Hearing Site: Chicago, Illinois Names of Respondents David A. Noyes & Company and Sheldon Eisenberg NATURE OF THE DISPUTE Customers vs. Member and Ass

STIPULATED AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Timothy Collins vs. Case Number: 07-03467 Hearing Site: Detroit, Michigan Names of Respondents Inter Securities, Inc., David White, and Harvest Partners Financial, Inc. NATURE OF THE DISPUTE Customer vs. Member, Non-Member, and Associated Person Timothy Collins ("Claimant") was represented by Joel H. Kaufman, Esq., Farmington Hills,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Christopher R. Guarino. Mary M. Guarino and Christopher R. Guarino a.s Trustee for Vanessa Joan Guarino Reid 95-02843 L.C. Wegard & Co. Inc. Russell A. Kaufman REPRESENTATION Claimanis Christopher R. Guarino, Mary M. Guarino and Christopher R. Guarino as Trustee for Vanessa Joan Guarino Reid ("Claimants") were represented by Brian A. Sullivan,