AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Banc of America Investment Services, Inc. vs. Name of Respondent Andrew T. Bryan Case Number: 06-03137 Hearing Site: St. Louis, Missouri NATURE OF THE DISPUTE Member vs. Associated Person REPRESENTATION OF PARTIES Banc of America Investment Services, Inc. ("Claimant") was represented by Diane C. Fischer, Esq., Ronald P. Kane, Esq., and Grego

STIPULATED AWARD FiNRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Stifel, Nicolaus & Co., Inc. vs. Name of Respondent Lawrence N. Bensman Case Number: 06-04455 Hearing Site: Milwaukee, Wisconsin NATURE OF THE DISPUTE Member vs. Associated Person REPRESENTATION OF PARTIES Stifel, Nicolaus & Co., Inc. ("Claimant") was represented by Forrest M. Smith, Esq., Stifel, Nicolaus & Co., Inc., SL Louis, M

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 06-04367 Edward Bluestein Chariotte Bluestein Chared LLC Name of the Respondent Hearinq Site: Boca Raton, Florida Terra Nova Trading, LLC Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Edward Bluestein, Chariotte Bluestein and Chared LLC, hereinafter referred to as "Claimants", appeared pro se. For Terra

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Eari M. Smith vs. Case Number: 06-04930 Hearing Site: Minneapolis, Minnesota Names of Respondents Greenwich Global, LLC, Adam Matthew Novick, Craig Stuart Balsam, Leonard Frank Monteforte, Timothy James Daly, and John William Engelskirger NATURE OF THE DISPUTE Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES Eari M. Smith

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Barbara Beasley Davis vs. Case Number: 04-08200 Hearing Site: Houston, Texas Names of Respondents Pmdential Equity Group, LLC, Emmett A. Johnson, and Warren Curtis Johnson NATURE OF THE DISPUTE Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES Barbara Beasley Davis ("Claimant") was represented by Perry N. Bass, Esq., Houst

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Elizabeth Bondoc. Claimant v. Wachovia Securities, LLC and Stephen W. Wilson, Respondents Case Number: 07-00417 Hearina Site: Los Angeles. California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: For Respondent Wachovia Securities. LLC: For Respondent Stephen W. Wilson: Paul Thomas. Esq. Neda Ataie, Esq.

Award FINRA Dispute Resolution In the Matter of the AriDitration Between: Kathryn A. Heily, Executor of the Estate of Vera L. Freeberg. Claimant v. Merrill Lynch. Pierce. Fenner & Smith Incorporated. Respondent Case Number: 06-03597 Hearina Site: San Francisco, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Jay William Jacobus. Esq. Law Office of Jay William Jacobus, Esq. Walnut Creek, California

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Banc of America Investment Services, Inc. (Claimant) vs. James V. Demuynck (Respondent) Case Number: 06-04911 Hearing Site: Buffalo, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant Banc of America Investment Services, Inc., hereinafter referred to as "Claimant": Diane C Fischer, Esq., and Greg Simon, Esq., Kane & Fischer, Ltd.,

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Timothy Cappadona (Claimant) vs. Citigroup Global Markets, Inc. (Respondent) Case Number: 06-00120 Hearina Site: Newark, New Jersey Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Timothy Cappadona hereinafter referred to as "Claimant": Samuel L. Davis, Esq., Davis, Saperstein & Salomon, P.C, Teaneck, NJ., and Andrew M. Moskowitz, Esq., D

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-01899 The Estate of Alastair John Stair, ("Claimant") vs. PMG Securities Corporation and Matthew J. Ryan, ("Respondents") ATTORNEYS: For Clainiant appeared Peter Alpi, Esq.. Sandy Hook, CT. Respondent Matthew J. Ryan appeared pro se, Cropseyville, NY, For Respondent PMG Securities Corporation appeared Elizabeth M. Hill. Esq., of the firm Ulmer & Berne, LLP. NATURE OF DISPUTE: Custo