stipulated Award FINRA Dispute Resoiution In the Matter of the Arbitration Between: James Rusciano (Claimant) vs. Merrill Lynch Pierce Fenner & Smith, Inc., UBS Financial Services, Inc, and John M. Busco (Respondents) Case Number: 06-02395 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Members and Associated Person. REPRESENTATION OF PARTIES Claimant James Rusciano, hereinafter referred to as "Claimant": Larry Kars, Esq., Law O

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Case # 05-05681 Granite Associates, Inc. (Claimant) vs. Richard James Coleman (Respondent) consolidated with Case # 05-05683 Granite Associates, Inc. (Claimant) vs. Michael Resciniti (Respondent) consolidated with Case # 05-05684 Granite Associates, Inc. (Claimant) vs. Thomas John Tedeschi (Respondent) consolidated with Case # 05-05685 Granite Associates, Inc. (

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: James and Mary Gailen, Claimants v. Morgan Stanley DW Inc. and Thomas N. Marinshaw, Respondents Case Number: 06-00784 Hearinq Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Richard Sacks Securities Arbitration Consultant Novato, Califomia For Respondents: Aaron L. Danzer Morga

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Linda G. Bak, Cindy C. Chlu, Buri^e A. Dambly, Robert A. Homing, Corbin S. Thomas. Troy Thomas, and James M. Walsh, Claimants v. MCL Financial Group, Inc., Upton Financial Services, Inc., and Michael B. Upton, Respondents MCL Financial Group, Inc., Upton Financial Services, Inc., and Michael B. IJpton, Counter- Claimants V. Linda G. Bak, Cindy C. Chiu, Burke A. Dambly, Robert A. Hornin

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: John Mera, Claimant v. Morgan Stanley DW Inc., Respondent Case Number: 06-04173 Hearinq Site: San Francisco, California Nature of the Dispute: Associated Person v. Member REPRESENTATION OF PARTIES For Claimant: Douglas W. Oldfield, Esq. Oldfield & Creely, LLP Carmel, California For Respondent: Jeffrey Silverman, Esq. Morgan Stanley DW Inc. San Francisco, California

Award FINI^ Dispute Resolution In the Matter of the Arbitration Between: Nicholas A. Czuczko, Claimant v. Penson Financial Services, Inc., Electronic Access Direct, Inc., and James R. Kelly, Respondents Case Number: 06-04809 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Members and Associated Person REPRESENTATION OF PARTIES For Claimant: Nicholas A. Czuczko In Propria Persona Beveriy Hills, California For Responde

STIPULATED AWARD FINI^ Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Richard M. Pierzynski and Sandra J. Pierzynski vs. Names of Respondents Hantz Financial Services, Inc. and Patrick J. Drouiliard Case Number: 05-06404 Hearing Site: Detroit, Michigan NATURE OF THE DISPUTE Customers vs. Member and Associated Person REPRESENTATION OF PARTIES Richard M. Pierzynski and Sandra J. Pierzynski ("Cla

stipulated Award FiNRA Dispute Resoiution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 06-02961 Morgan Stanley DW Inc. (formerly Dean Witter Reynolds Inc.) Name of the Respondent Hearing Site: Washington, D.C. Peyton N. Jackson Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Morgan Stanley DW Inc. (formerly Dean Witter Reynolds Inc.), hereinafter referred to as "Claimant": Ron

Award FINRA Dispute Resoiution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 07-00623 Pro-Integrity Securities, Inc. Name of the Respondent Hearinq Site: Baltimore, Maryland Walter Clark Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Pro-Integrity Securities, Inc., hereinafter referred to as "Claimant": William Perry, CCO, Pro- Integrity Securities, Inc., Longview, Texas, appeared

Award FINRA Dispute Resoiution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 06-04007 Capital Growth Financial, LLC Name of the Respondent Hearina Site: Boca Raton, Florida Keith Gerr Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Capital Growth Financial, LLC, hereinafter referred to as "Claimant": Delmer C. Gowing, III, Esq., Ocean Ridge, Florida. Keith Gerr, hereinafter ref