NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTON. CASE:00-03183 Walter Haueisen and Mart Haueisen, claimants vs. Montrose Capital Management Ltd., Americorp Securities, Inc., Michael Etmunt Crines, and Gerald Golden respondents. ATTORNEYS: For Claimants appeared Karen J. Senich Esq., of the firm Tynan & lannone, Wolcott, CT. Respondents did not submit a response to the Statement of Claim. DATE FILED: July 26, 2000 CASE SUMMARY: Claimant alleged

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant John W. Abbott Case No. 98-03207 Names of Respondents Thomas Pagan Robert W. Baird & Co., Inc. REPRESENTATION OF PARTIES For Claimant John W. Abbott ("Abbott"): Ronald W. Ritchie, Esq. of Park North Professional Center, Naples, FL. For Respondents Thomas Pagan ("Pagan") and Robert W. Baird & Co., Inc. ("Baird"): Gregory G. Wille, Esq. of Wrenn, Will

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Lytton W. Smith, Individually, and Lytton W. Smith and Donna M. Smith, JTWROS, Claimants v. Cruttenden & Company (f.k.a. Cruttenden Roth, Inc.), Timothy Hassell, and John Webber, Respondents Case Number: 98-03201 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Jeff Dennis Ferentz, Esq. Greenbaum & Ferentz, LLP Newport Beach, California For Re

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Margaret S. Kosmerl and Karen L. Porter Case No. 98-03197 Name of Respondents The Scarborough Group, Inc. and J. Michael Scarborough REPRESENTATION OF PARTIES Claimants Margaret S. Kosmerl ("Kosmerl") and Karen L. Porter ("Porter") were represented by Benjamin W. Hahn, Esq., of the law firm of Harm & Kyle, LLP, Annapolis, MD. Respondents The Scarbo

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 98-03193 Merrill Lynch, Pierce, Fenner & Smith, Inc., claimant vs. General Universal Systems, Inc., respondent. ATTORNEYS: For Claimant Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Claimant"), Suzanne S. Killian, Esq., Ogden, Gibson, White & Broocks, L.L.P., Houston, Texas. Respondent General Universal Systems, Inc., ("Respondent"), did not respond to the Statem

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Centex Securities, Inc., Claimant v. Round Hill Securities, Inc. and Winchester Investment Securities, Inc., Respondents. Case Number: 98-03188 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimant Centex Securities, Inc.: For Respondent Round Hill Securities, Inc.: For Respondent Winchester Investment Securities Inc. CASE INFORMATION S

AWARD NASD Regulation, Inc In the matter of the Arbitration Between Name of Claimant(s) Elson L. Revak Arbitration No. 98-03187 Name of Respondent(s) Charles Schwab & Co., Inc. REPRESENTATION For Claimant: Elson L. Revak, Alameda, California For Respondent: Steve Murphy, Esq., Charles Schwab & Co., Inc., San Francisco, California CASE INFORMATION Statement of Claim filed: August 14, 1998 Claimant's Submission Agreement signed

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Marc Miller, (Claimant) vs. The Heritage Group, Inc. andRaymon Salinas, (Respondents). Case Number: 98-03186 Hearing Site: San Francisco, California. REPRESENTATION OF PARTIES Marc Miller hereinafter referred to as "Claimant": Represented himself, pro se. The Heritage Group, Inc. hereinafter referred to as "HGI": William Slivka, The Heritage Group, Inc., San Rafael, California. Ra

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 98-03177 People's Securities, Inc., claimant vs. Frederick Lovejoy, respondent. ATTORNEYS: For Claimant People's Securities ("Claimant"), Louis C. Zowine, Esq., Law Offices of Louis C. Zowine, Bridgeport, CT. Respondent Frederick Lovejoy, Esq., ("Respondent"), appeared Pro Se., Fairfield, CT. DATE FILED: 8/31/1998 CASE SUMMARY: Claimant maintained that on Oct

Award NASD Regulation, Inc. In the Matter of the Arbitration Between A.G. Edwards & Sons, Inc. (Claimant) vs. Donald Page (.Respondent) Case Number: 98-03173 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimant, A. G. Edwards ("Claimant"), hereinafter referred to as "Claimant": Norman S. Buckvar, Esq., St. Louis, Missouri. Respondent, Donald Page ("Respondent")hereinafter referred to as "Respondent": Pro Se, Portsmouth, Rhode Islan