NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name YongZhu Yarning Wang vs. Name of Respondent Waterhouse Securities, Inc. Case No. 98-02060 Claimants Yong Zhu ("Zhu") and Yarning Wang ("Wang") (collectively "Claimants") appeared pro se. For Respondent Waterhouse Securities ("Respondent") appeared Theodore A. Krebsbach, Esq., of the law offices Theodore A. Krebsbach & Associates, P.C., located in New York,

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Claudio Vazquez, (Claimant) vs. U.S. Securities and Futures Corp., George Hopkinson and Robert Van Batenburg, (Respondents) Case Number: 98-02055 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Claudio Vazquez, hereinafter referred to as "Claimant": G. Mello and L. Regis, John Jay Legal Services, Inc., White Plains, New York. Respondent, George Hopkinson, here

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Dowin Beavers and Case Number 98-02054 Names of Respondents Stephens, Inc., Wells Fargo Securities, Inc., and D. Wayne Treat REPRESENTATION OF PARTIES Dowin Beavers (hereafter referred to as "Claimant") was represented by Mark C. Harwell, Esquire of Gotham Harwell & Evans, located in Houston, Texas. Wells Fargo Securities, Inc., Stephens, Inc. and D. Wa

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: John G. Piano, Claimant v. Investors Associates, Inc., Worthington Capital Group, Inc. (aka Morgan Guaranty Capital Corp.)- Robert Fazio, Lawrence Penna, Daniel Mackle, Stephen Apolant, Frank Palazzolo, David Reynoso (aka David Reynolds), Salvatore Clark (aka R.J. Bingham), and Frank Capria, Respondents. Case Number: 98-02050 Hearing Site: Los Angeles, California REPRESENTATION OF PAR

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: JODY DEAN CHAPMAN, Claimant vs. METROPOLITAN LIFE INSURANCE CO., Respondent Case Number: 98-02049 Hearing Site: Albuquerque, NM REPRESENTATION OF PARTIES Claimant, Jody Dean Chapman ("Chapman"): Steven K. Sanders, Esq., Albuquerque,New Mexico. Respondent, Metropolitan Life Insurance Co. ("MetLife"): Mark W. Atkinson, Esq. and Christina L. McEnerney, Esq., Paul, Hastings, Janofsky & Wa

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Albert Weyer and Margarete Weyer and 00-03079 Southfield, Michigan Sigrna Financial Corp., Mariner Financial Services, Inc., Jerome S. Rydell, MichaelJ. Brooks, Joseph Wilbert Paull, Clark F. Colton, Jr., William E. Gregg, Dennis J. Brown, Robert E. Boone, Kenneth D. Warnick, Apex Financial Services, and Sigma Apex Financial Services . RE

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Jesse Villarreal, Jr., (Claimant) vs. Morgan Stanley, Dean Witter, Inc., Robert Lynn Cornie, Michael Shawn Culleton, and Douglas Evan Greenberg, (Respondents). Case Number: 98-02040 Hearing Site: Portland, Oregon OF Jesse Villarreal, Jr. ("Claimant") was represented by David Sugerman, Esq., Paul & Sugerman, Portland, Oregon. Morgan Stanley Dean Witter and Robert Cornie ("R

4 AWARD NASD Regulation, Inc. CASE: 98-02039 Daryl Silrum,'claimant vs. Ameritrade. respondent. ATTORNEYS: Claimant appeared Pro Se. - Cliue, 1A. For respondent appeared, James A. Ricketts - Bellevue, NE. DAiE FILED; 6/3/98 CASE SUMMARY: Claimant alleged failure to execute. Claim Data Award Data Claim: $8,780.00 Award: $8,780.00 Filing Fees: $.00 Filing Fees: $125.00 Other: $.00 Other: $.00 AWARD: The undersigned arbitrator has d

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Judy L. Resnick and The Resnick Group, Inc., Claimants v. Imperial Credit Industries, Inc., Imperial Capital Group, LLC, H. Wayne Snavely, Randy Wooster, and Jason Reese, Respondents. Case Number: 98-02037 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants, Judy L. Resnick Phillip M. Aidikoff, Esq. and The Resnick Group, Inc.: Robert A. Uhl, Esq. Aid

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Names of Claimants Doris Porta and Mary K. Porta • ,- NASD CASE NO. 98-02036 Names of Respondents Sunpoint Securities, Inc. and Jay H. Drivas REPRESENTATION For Claimants, Doris and Mary Porta: Allan J. Fedor, Esq. of Fedor & Fedor, Largo, Florida. For Respondent Sunpoint Securities, Inc. ("Sunpoint"): Andrew R. Korn, Esq. and John W. Bowdich, Esq. of Andrew R. Korn, P.