AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Robert Goody ear 98-00805 Name of Respondent Norwest Investment Services, Inc. REPRESENTATION For Claimant: Robert Goodyear ("Goodyear") was represented by Don D. Thuline, Esq., of VanHooreweghe,Fackel & Thuline, located in Moline , Illinois. For Respondent; Norwest Investment Services, Inc. ("Norwest Investment") was represented by Anthony P. Ulm, Esq.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of Claimant American Waste Oil Services Corp. Case No. 98-00800 Names of Respondents Renaissance Financial Securities Corp. Professional Concepts & Planning, Inc. d/b/a AJC Equities Adam Jonathan Cohen Stanley H. Cohen Richard A. Mika Michael John Monahan Mitchell VanDoff Stephen Cavanagh Name of Third Party Respondent Perry A. Raphan

AWARD NASD Regulation, Inc. CASE; 98-00797 Harash D. Vashishat, claimant vs. Jem Meyer, Bear Stearns Securities Corp., and Meyers Pollock Robbins, Inc., respondents. ATTORNEYS: Claimant appeared Pro Se. - Germantown, MD. Respondent Jem Meyer did not appeared. Respondent Meyers Pollock Robbins, Inc. did not appeared. For respondent Bear Stearns Securities Corp. appeared William C. Mallery, Esq., - New York, NY. DATE FILED: 2/27/98 CASE SU

N.A.S.D. REGULATION, INC. AWARD CASE: 98 - 00796 Smyth Family Trust, claimant vs. Dean Witter Reynolds, respondent. ATTORNEYS: For claimant appeared Barbara H. Pinkham - Dedham, MA. For respondent appeared Debra A. Roth, Esq., - New York, NY. DATE FILED: 2/27/98 CASE SUMMARY: Claimant alleged suitability. Claim Data Award Data Claim: $4,332.00 Award: $.00 Other: $.00 Other: $.00 AWARD: The undersigned arbitrator has decided and determined in

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 98-00795 Wolf A. Popperand Wolf A. Popper, Inc., claimants vs. Jason Meyers, respondent. ATTORNEYS: For claimants appeared Andrew Grumet - New York, NY. For Respondent appeared Leslei E. Case, Esq. - New York, NY. DATE FILED: 2/27/98(- CASE SUMMARY: Claimant alleged breach of employment agreement to repay incurred debts and liabilities. Claim Data Award D

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Carl Lanzisera Joseph Ordonez Charles Baratta Soni Santinder Loretta Vitale Name of Respondents Meyers Pollock Robbins, Inc. Michael Ploshnick Peter Tannenbaum Shell! Ploshnick 98-00791 REPRESENTATION Claimants Carl Lanzisera ("Lanzisera"), Joseph Ordonez ("Ordonez"), Charles Baratta ("Baratta"), Soni Santinder ("Santinder"), Loretta

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants JohnB. Atkinson, and Helen L. Atkinson and 98-00784 Name of Respondent Smith Barney, Inc. '_ REPRESENTATION OF PARTIES John B, Atkinson, and Helen L. Atkinson ("Claimants") were represented by John McKeegan, Esq., of Shockman& McKeegan, Scottsdale, Arizona. Smith Barney, Inc. ("Respondent") was represented by William A. Hohauser, Esq., of Smith Bar

AWARD NASD REGULATION. INC. In the matter of the Arbitration Between Name of Claimants Richard D. Mitchell and Linda Karren-Mitchell v. Name of Respondents Fox & Co., Inc. and Ronald L. MacDonald Arbitration No. 98-00783 For Claimants: For Respondents: REPRESENTATION Robert D. Mitchell, Esq. Mitchell Law Offices Phoenix, Arizona Craig Hughes, Esq. Zelle & Larson, L.L.P. San Francisco, California

- NOV.30.1998 10: 5 9flM NfiSD REGULATION PL Na786 p NASD REGULATION, INC. AWARD Office of Dispute Resolution In the Matter of the Arbitration Between Name of (plaimarrf Benjamin S. Caci Case No. 98-00782 Narngs of Respondents Waterhouse Securities, Inc. Richard Michael Senator© Michael Simion Klena Eric Anthony Girardi Peter Thomas Egan Robert Francis Xavier Bohrer John Anthony Matos Donald Edmond McDonough, III

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-02935 Morris and Lillian Klempfner, Claimants vs. Larry Hodes, Bruce Ticknor, and M.L. Stern & Co., Inc., Respondents. ATTORNEYS: For Claimants, Morris and Lillian Klempfner ("Claimants") appeared, Steven G. Grossmann, Esq., Woodland Hills, CA. For Respondents, Larry Hodes, Bruce Ticknor and M.L. Stern & Co., Inc. (collectively "Respondents"), appeared James D. Portman, Esq., Bever