STIPULATED AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Southtrust Securities, Inc. Names of Respondents Mohammed Vaid and Hajera M. Vaid Name of Third Party Respondent Michael G. Conner Case No. 00-00326 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Southtrust Securities, Inc., ("Southtrust"), hereinafter referred to as "Claimant": Victor L. Hayslip, Burr & Forman, L

05/25/2881 15:34 5614177994 NASDDR PAGE 02 AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Names of lai Morris & Edi fc Schiller, JTWROS 98-00779 Name of Res^yndent Oded Berkow tz REPRESENTATION For Claimants: E>atren C. Blum, Esq. of Philip J. Feldman & Associates, P.A,, North Miami, Florida. For Responded Oded Berlcowitz ("Berkowitz"): David S. Richan, Esq. of Tenzer Greenblatt, IXP, New Ycrfc New York. •;.*•,

AWARD NASP Regulation, Inc. ' ^^ In the Matter of the Arbitration Between Name of Claimant MarkW. Arnold and . 98-00776 Name of Respondent PaineWebber, Inc. JohnEkman REPRESENTATION OF PARTIES Mark W. Arnold ("Claimant") was representedby EdwinL. Sisam, Esq. and Tammy P. Friederichs, Esq., Sisam, Smith & Buhr, P.A., Minneapolis, Minnesota. Paine Webber, Inc. ("RespondentPaineWebber") and JohnEkman ("Respondent Ekman") were represente

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Ronald J. Rodgers and Mallard Development Corp., An Arizona Corporation and . 98-007.70 Name of Respondents Joseph Charles & Associates, Inc. and Jason Stevens REPRESENTATION OF PARTIES Ronald J. Rodgers and Mallard Development Corp., An Arizona Corporation ("Claimants") were represented by Richard G. Himelrick, Esq., of Tiffany & Bosco, P.A., Phoenix,

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Edwin and Toby Wolfman, (Claimants) vs. Gerald Hug and Merrill Lynch, Pierce, Fcnuci &. Smith, Inc., (Respondents) Case Number: 98-00767 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Edwin and Toby Wolfman, hereinafter collectively referred to as "Claimants": M. David Sayid, Esq., Sayid and Associates, New York, NY. Respondent, Gerald Hug ("Hug"): M

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC, \ ' CASE: 98-00764 Carmencita Reyes, claimant vs. Joel Calsetas and A.S. Goldmen & Co., respondents. ATTORNEYS; Claimant appeared Pro Se, - West Covina, CA. For Respondent A.S. Goldmen & Company, Inc. appeared Carole R. Bernstein, Esq. - Norwalk, CT. Respondent Joel Calsetas appeared Pro Se. - New York, NY. DATE FILED: 2/26/98 CASE SUMMARY: Claimant alleged

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Richard J. Mansour vs. First of Michigan Corporation and Patrick Jordan. Case Number: 98-761 Hearing Site: Detroit, Michigan REPRESENTATION OF PARTIES Claimant, Richard J. Mansour ("Mansour"), hereinafter referred to as "Claimant": Edward C. Cutlip, Esq., Kerr, Russell and Weber, PLC, Detroit, Michigan. First of Michigan Corporation ("FOM"):Kimberly A. Paulson, Esq., Miller, Canfield,

12/11/98. 1^002 AWARD NASH Regulation, Inc. fiATSSri/.i. j.;,SiJL:',< Y -JIJ OF SCCL'SlHElS DE^LCRB, iNC VI In the Matter of the Arbitration Between Name of Claimant Anita Goldberg DEC 17 1998 and Name of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc., and 98-00760 George Redheffer REPRESENTATION OF PARTIES. Anita Goldberg ("Claimant") was represented by Stuart E. Finer, Esq. Of Utica, New York. Merril

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Dorothy P. Buckingham Case No. 98-00759 Names of Respondents Investors Associates, Inc. James Reid REPRESENTATION OF PARTIES For Claimant: Matthew S. Przybcin, Esq. of Dennis Hernandez & Associates, P.A., Tampa, FL. Respondent Investors Associates, Inc. ("Investors") did not appear. For Respondent James Reid ("Reid"): John R. Kiefher, Esq. o

N.A.S.D. REGULATION, INC. STIPtJlATED AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration between: W.Perry Randall, Claimant, B.C. Zieglerand Company, , Respondent/Counterclaimant, Everen Securities, Inc., Third-Party Respondent File No. 95-04467 REPRESENTATION For Claimant/Third-ParQr Respondent: Christopher J. Barber and Nancy L. Hendrickson, each formerly of Coffield Ungaretti and Harris, Chicag