AWARD NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant Cruttenden Roth, Inc. V. Arbitration No. 96-03412 (Consolidated with 96-03410 and 96-03411) Name of Respondents John Laurienti, Bryan Laurienti and Joe Murdoch REPRESENTATION For Claimants: For Respondents: JohnR. Loftus, Esq. Paul I. Hamada, Esq. Keesal, Young & Logan Long Beach, California Simon S. K

Award NASD Dispute Resolution, Inc. In the Matter ofthe Arbitration Between Name of Claimants PaineWebber Incorporated Name of Respondent Jon LeTang (Case No. 98-00124) Pierre M. Koutani (Case No. 98-00125) Consolidated June 3. 1999 Case No. 98-00124 (Consolidated with Case No. 98-00125) REPRRSKNTATTON OF PARTTRS Claimant PaineWebber Incorporated ("PaineWebber") was represented by Janiece M. Langoria, Esq. of Ogden, Gibson, White &

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimants Dany M. Zeidan Marzena J. Zeidan vs. Case No. 98-00671 Name of Respondent Dreyfus Brokerage Services, Inc. f/k/a Pacific Brokerage Services REPRESENTATION Claimants Dany M. Zeidan ("Mr. Zeidan") and Marzena J. Zeidan ("Mrs. Zeidan") (collectively "Claimants") appeared pro se. For Respondent Dreyfus Brokerage Services, Inc. f/k/a Pacific Brokerage S

AWARD NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant Cruttenden Roth, Inc. V. Arbitration No. 96-03412 (Consohdated with 96-03410 and 96-03411) Name of Respondents John Laurienti, Bryan Laurienti and Joe Murdoch REPRESENTATION For Claimants: For Respondents: JohnR. Loftus, Esq. Paul I. Hamada, Esq. Keesal, Young & Logan Long Beach, Califomia Simon S. Kog

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Dennis Makarewicz Travis W. Tuccillo Scott Praizner Names of Respondents IDS Life Insurance Company American Express Financial Advisors, Inc 95-04%5 CONSOLIDATED WITH In the Matter of the Arbitration Between Name of Claimant Anthony Welch Names of Respondents IDS Life Insurance Company American Express Financial Advisors, Inc. 96-01875 For Claimant

NASD Regulation, Inc. AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Leonard Silesky and 97-04729 (cons with 97-04730 and 97-05138) Name of Claimant William Cohn and 97-04730 (cons with 97-04729 and 97-05138) Name of Claimant Kathi Marks and 97-05138 (cons with 97-04730 and 97-04730) Name of Respondents Summit Investment Corporation, n/k/a Dougherty Summit

NASD Regulation, Inc. AWARD In the Matter of the Arbitration Between Name of Claimant Estate of Edward Schwiebert and Name of Respondent Tuschner Financial Group f/k/a Tuschner & Co. Scott Rude Name of Claimant Robert Severson and Name of Respondents 97-01801 (consolidated with 97-03538) 97-03538 (consolidated with 97-01801) Tuschner Financial Group f/n/a Tuschner & Company, Inc. John M. Tuschner Scott Allen Rude Dennis

97-02739 Consolidated with 97-03013 N.A.S.D. REGULATION, INC. AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant John L. Kaminski Name of Respondent Dain Bosworth Incorporated In the Matter of the Arbitration Between Name of Claimants Joseph Arbisi, Sr.; and Irene Arbisi Name of Respondents Dain Bosworth, Incorporated; John L. Kaminski REPRESENTATION Jo

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Everen Securities, Inc., (Claimant) vs. Kevin C. O'Dowd and Jeffery G. O'Dowd, (Respondents) Case Number: 96-05669/05673 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimant, Everen Securities, Inc., hereinafter referred to as "Claimant": Ronald P. Kane, Esq., Gomberg Kane & Fischer, Ltd., Chicago, IL. Respondents. Kevin C. O'Dowd and Jeffery G. O'Dowd, hereinafter collecti

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant John H.R. Goings Name of Respondent Duncan Wnhams, Incorporated 97-05309 In the Matter of flie Arbitration Between Name of Claimant E.B. Fox Name of Respondent John H.R. Goings 98-00007 REPRESENTATION For John H.R. Goings ("Goings"): Jeffrey C. Smith, Esq. of Bo rod & Kramer, P.C, Memphis, TN. ForE.B. Fox ("Fox") and Duncan Williams, I