PUBLIC N.A.S.D. AWARD I NATIONAL ASSOCIATION OF SECUIUTIES DEALERS In the Consolidated Matter of the Arbitration Between Edward J. O'Connor CONSOLIDATED AWARD John J. O'Connor, Jr. Donald E. Florence 92-01261 92-01275 vs. 92-01280 Name of Respondents Robert Todd Financial Corp. Steven Cloyes Steven G. Kashian CASE SUMMARY In a daim iiled with the National Association of Securities Dealers, Inc. on Aprii 10, 1992, Claimant Edwar

-A*'.i N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Ronald Chabal, William Allison, Charles Anderson Sc Nancy Anderson, Patrick Anderson, John Chadwick, Hector Correa, Jeffrey Daise Sc Aiita Daise, Thomas Driscoll, Harold Granzow, David Hixenbaugh Sc Susan Hixenbaugh, Susan Holbrook, Gerald Hudac, Ray Jones, Georgette Murray, Karen Kasimirsky, Chester Kasimirsky, Noma J. Kasimirsky,

-A*'.i N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Ronald Chabal, William Allison, Charles Anderson Sc Nancy Anderson, Patrick Anderson, John Chadwick, Hector Correa, Jeffrey Daise Sc Aiita Daise, Thomas Driscoll, Harold Granzow, David Hixenbaugh Sc Susan Hixenbaugh, Susan Holbrook, Gerald Hudac, Ray Jones, Georgette Murray, Karen Kasimirsky, Chester Kasimirsky, Noma J. Kasimirsky,

-A*'.i N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Ronald Chabal, William Allison, Charles Anderson Sc Nancy Anderson, Patrick Anderson, John Chadwick, Hector Correa, Jeffrey Daise Sc Aiita Daise, Thomas Driscoll, Harold Granzow, David Hixenbaugh Sc Susan Hixenbaugh, Susan Holbrook, Gerald Hudac, Ray Jones, Georgette Murray, Karen Kasimirsky, Chester Kasimirsky, Noma J. Kasimirsky,

MflV.13.t999 AWARD NASD Regulation, Inc. In the Matter of the Aibitration Between Name Of Claimant Minqi Wang 98-00651 Names ontespo orients Richard Allen Frueh Kangling Z. McCallum W.J. Gallagher & Company, Inc. Name of Third Paty Respondent Christopher Starkey REPRESENTATION Claimant Minqi Wang '["Wang") appeared pro se. For Respondent Richard Allen Frueh ("Frueh"): Robert K. Savage, Esq., Tampa, Florida. For Respondent

NOTICE: An award was rendered in this case, but is not available.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Ronald Chabal, William Allison, Charles Anderson Sc Nancy Anderson, Patrick Anderson, John Chadwick, Hector Correa, Jeffrey Daise Sc Aiita Daise, Thomas Driscoll, Harold (jranzow, David Hixenbaugh Sc Susan Hixenbaugh, Susan Holbrook, Gerald Hudac, Ray Jones, Georgette Murray, Karen Kasimirsky, Chester Kasimirsky, Noma J. Kasimirsky, Howard Ke

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Ronald Chabal, William Allison, Charles Anderson Sc Nancy Anderson, Patrick Anderson, John Chadwick, Hector Correa, Jeffrey Daise Sc Aiita Daise, Thomas Driscoll, Harold Granzow, David Hixenbaugh Sc Susan Hixenbaugh, Susan Holbrook, Gerald Hudac, Ray Jones, Georgette Murray, Karen Kasimirsky, Chester Kasimirsky, Noma J. Kasimirsky, Howard Kel

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Ronald Chabal, William Allison, Charles Anderson Sc Nancy Anderson, Patrick Anderson, John Chadwick, Hector Correa, Jeffrey Daise Sc Aiita Daise, Thomas Driscoll, Harold Granzow, David Hixenbaugh Sc Susan Hixenbaugh, Susan Holbrook, Gerald Hudac, Ray Jones, Georgette Murray, Karen Kasimirsky, Chester Kasimirsky, Noma J. Kasimirsky, Howard Kel

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Ronald Chabal, William Allison, Charles Anderson & Nancy Anderson, Patrick Anderson, John Chadwick, Hector Correa, Jeffrey Daise & Aiita Daise, Thomas Driscoll, Harold Granzow, David Hixenbaugh Si Susan Hixenbaugh, Susan Holbrook, Gerald Hudac, Ray Jones, Georgette Murray, Karen Kasimirsky, Chester Kasimirsky, Noma J. Kasimirsky, Howard Kelly