AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Michael and Renee Lubratovich v. 02-04362 Minneapolis, Minnesota Respondents Securities America, Inc., Prestige Planning, Inc. and Charles A. Blossom REPRESENTATION OF PARTIES Michael and Renee Lubratovich ("Claimants") were represented by Harvey Eckart, Esq., of Eckart & Leonetti, P.A., Minneapolis, Minnesota. Securities America, Inc. ("Securities Ameri