Award NASD Dispute Resolution In the Matter of the Arbitration Between: ec: 02-04325 R. David Lotz Hiring Site- Philadelphia, Pennsylvania Merrill Lynch, Pierce, Fenner & Smith, Inc. Ronald B. Speirs Nature of the Dispute: Customer vs. Member and Associated Person. RFPRF.SFNTATTQN OF Claimant R. David Lotz, hereinafter referred to as "Claimant", was represented by Alan Gilrnore, Esq., Stark & Stark, P.C., Lawrenceville, New Jersey. Respo