NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03927 Doreen Gonzales, et al, claimants vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Jeffrey Reynolds, respondents. ATTORNEYS: For Claimants appeared Jeffrey P. Coleman, Esq., Clearwater, FL. For Respondent appeared John C. Kelly, Esq., of the firm McCarter & English, Newark, NJ. DATE FILED: July 5, 2002 CASE SUMMARY: Claimants alleged that respondents placed them in investments t

NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Joyce Rogoff AWARD Claimant CASE #88-00885 vs. Cowen & Company and Martin S. Winick Respondents CASE SUMMARY Claimant, Joyce Rogoff alleged Respondents entered her into investments which were unsuitable and inappropriate given her level of sophistication and personal and financial needs and alleged these investments were unauthorized. Claimant

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.