Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: p >Jiimhf*r 02-03923 David M. Tiffany faring site- Dallas, Texas Wachovia Securities Financial Network, file/a First Union Securities Financial Network, Inc.; and Derek B. Radzikowski OFPAPTTFS Claimant., David M. Tiffany, hereinafter referred to as "Claimant": Richard A. Sayles, Sayles, Lidji & Werbner, P.C., 4400 Renaissance Tower, 1201 Elm Street, Dallas, T