NOTICE: An aw/ard w/as rendered in this case, but is not available.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between John S. Cullen (Claimant) v. Merrill Lynch, Pierce, Fenner and Smith Incorporated and Michael Fitch (Respondents) Case Number: 02-03911 Hearing Site: Buffalo, New York Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant, John S. Cullen ("Claimant")- Robert J. Lane, Jr., Esq., Hodgson Russ, LLP, Buffalo, New York. Respo

NOTICE: An aw/ard w/as rendered in this case, but is not available.

NOTICE: An aw/ard w/as rendered in this case, but is not available.

NOTICE: An aw/ard w/as rendered in this case, but is not available.

NOTICE: An aw/ard w/as rendered in this case, but is not available.

NOTICE: An aw/ard w/as rendered in this case, but is not available.

NOTICE: An aw/ard w/as rendered in this case, but is not available.

NOTICE: An aw/ard w/as rendered in this case, but is not available.

NOTICE: An aw/ard w/as rendered in this case, but is not available.