NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

NOTICE: An award was rendered in this case, but is not available.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the. Claimants RoyW. Crichton Darlene A. Crichton Names nf the. Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Michael Valdes Case. Number 02-03887 Hearing Site: Pittsburgh, Pennsylvania Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTTFS Claimants, Roy W. Crichton and Darlene A. Crichton, herei

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Phil R. Nothstein, Claimant v. Charles Schwab & Co., Inc., Respondent Case Number: 00-02869 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimant: Phil R. Nothstein Orting, Washington For Respondent: Sean B. Meehan, Esq. Charles Schwab & Co., Inc. San Francisco, California CASE INFORMATION Statement of Claim filed on or about: July 6, 2000