AWARD NASD Regulation, Inc. lU. _ In the Matter ofthe Arbitration Between \rf\ KiPk^ Name of riaimant Kidder, Peabody & Co., Incorporated and 98-01913 (cons, with 98-01955) Name of Respondents Lucille C. Fife Neil Boderman REPRESENTATION OF PARTIES Kidder, Peabody & Co., Incorporated ("Claimant") was represented by John H. Jamnback, Esq., (jarvey, Schubert & Barer, Washington, D.C. Lucille C. Fife ("Respondent Fife") was represented by Ami

AWARD »4Sfi gsailgliBB» ins- office of Dispute Resolution In die Matter of tne Arbitration Between Winnie Wing-Lai Ng and Shu Yau Yeung, Joint Tenants, Claimants, and American Asian Investment, Incorporated, Respondent. Case No. 98-00379 (Consolidated witii 98-01832 below) Wai-YeeLau, Claimant, and American Asian Investment, Incorporated, Walter Clien and Pao-Slia Ho, Respondents. Case No. 98-01832 (Consolidated

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Douglas A. Swartz Names of the Respondents Robert W. Baird & Co. Incorporated Morris David Epstein Glenn M. Ullmann Case Number: 02-06551 (ConsoUdated witii 02-06778) Hearing Site: Tampa, Florida In the Matter of the Arbitration Between: Names of the Claimants Donna A. Swartz The Guy A. Swartz Family Trust Names of the Respondents

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Citigroup Global Markets, Inc. fiTc/a Salomon Smith Barney, Inc. (Claimant) v. Wachovia Seciuities, Inc. and Dennis Schmidt (Respondents) and Dermis Schmidt (Claimant) v. Citigroup Global Markets, Inc. fiOc/a Salomon Smith Barney, Inc. (Respondent) Case Number: 02-04476 (consolidated w/02-07239) Hearing Site: New York, New York Natiu-e of the Dispute: Member vs. Member and Associa

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joanne T. Fichera and Andrew J. Fichera (Claimants) vs. Gruntal & Co., L.L.C., First Union Securities, Inc., and Frederick D. Jewett (Respondents) Case Number: 02-04779 Hearing Site: Boston, Massachusetts Joarme T. Fichera and Andrew J. Fichera (Claimants) vs. First Union Securities, Inc., and Frederick D. Jewett (Respondents) Case Number: 02-04780 Hearing Site: Boston, Massachusetts

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Estate of Edward Meyer Names of the Respondents Bear Steams Securities Corp. Cohmad Securities Corporation Case Number: 02-05059 (consolidated with 02-06185) Hearing Site: Boca Raton, Florida In the Matter of the Arbitration Between: Name of the Claimant Marcia Meyer Names of the Respondents Bear Steams Securities Corp. Cohmad Secur

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03797 UBS PaineWebber, Inc., claimant vs. Todd A. Miranda, respondent. ATTORNEYS: For Claimant appeared in-house counsel, Romaine L. Gardner, Esq., Staten Island, NY. Respondent did not respond to the Statement of Claim. DATE FILED: June 28, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed pursuant to the purchase of shares on his account. Claimant contende

CORRECTED STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Community Bank, a wholly owned Subsidiary of Valley Financial Corporation vs. Case Number: 02-04208 Hearing Site: Detroit, Michigan Respondents/Third-Partv Claimants Nationwide Securities Inc., f/k/a Nationwide Advisory Services, Inc. Nationwide Investment Services Corp., Nationwide Life Insurance Company, and Sterling B. Hartley an

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-03793 James D. Roach James D. Roach IRA Names of the Respondents Hearing Site: Orlando, Florida Morgan Stanley DW, Inc. Dean Guntner REPRESENTATION OF PARTIES For James D. Roach and James D. Roach IRA, collectively referred to as "Claimants": Stephen D. Spivey, Esq., Law Offices of Stephen D. Spivey, P. A., Ocala, Florida, and Rober

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Anthony J. Maniglia (Claimant) v. Winslow, Evans & Crocker, Inc., Culverwell & Co., Inc., and William Madden (Respondents) Case Number: 02-03995 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Members and Associated Person. REPRESENTATION OF PARTIES Claimant, Anthony J. Maniglia ("Maniglia"), hereinafter referred to as "Claimant": Kevin G. Diamond, Esq., Gog