Award NASD Dispute Resolution Intne Matter ot tneArt>itration between: Name of the Claimant Case Number: 02-03724 Ignacio Maria Alcorta Name of the Respondent Hearing Site: Boca Raton, Florida Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. REPRESENTATION OF PARTIES For Ignacio Maria Alcorta ("Alcorta"), hereinafter referred to as "Claimant": Ryan M. McCabe, Esq., Ackerman, Link & Sartory, West Palm Beach, Florida. For Citigr

iir.A.s.D. smm moKKKL Assocuenm CB? SEcminEs nrai^, INC. HL tte IfeLtter of tte Arbitration Between Ifenne of CTafanafc IDS Financial Services, Inc. 91-01435 Wame of BeBneaidenfc Otenaas C. BeUiig HKWKSWiwnnsr For Claimant: Gary Irwin, Esq. Tar ReGpondent: !IhoBBs C. Helbig appeared pro Stetement of Claim filed on: May 8, 1991. Claimant's Suteission .Agreement signed on: J^xcil 5, 1991. Stetement of Ana«er filed by Respondent on: JUly

Arbitration ® N.A.S.D. smSD MMIGNBL ASSOCIBEIICN OF SECDRITIES DEBIi^ lb tte letter of tte Azbitzatiaa Betueen ^me of Claimants PedxieMeUber, Too. 91-01432 lfaanB_^JR^pandBnt Don M Ribaudo National Association erf Securities Dealers, Inc. NASD Financial Center 33 WhitehaU Street New York, N.Y. 10004 FAX (212) 858-4389 For Claimant: For Respondent: Eduaxd G. Wsmer, Esq. of Paini^Nddser, Inc. Don Ribaudo appeBoced

Arbitration ® N.A.S.D. ANARD NAnCNZUti ASSCXSAnCN OF SBCDRmES DEALERS la tte Matter of tte Arbitratiioa Between Ncone of Claiimnt Bell amah Neuhauser & Barrett, lac. 91-00994 Name of Respoadent Joseph A. Barrett National Association of Securities Dealers, inc. NASD Rnancial Center 33 Whitehall Street New York, N.Y. 10004 FAX (212) 858-4389 o r For Claimant: Tte Claimant appeared pro se. For Respondent; Tte Respoaden

3 ai t±e Uttteoe o£ taae aaMtrisrtslon PcitwaM TVHII'IHI rvimliijjihuwgi ani 91-01070 or cnaiMWft. D«nlal fwnn UipTrwwu jspeaxiea and MM rapeasentedt l:sy mtximt o. aa^iMJMaiiwi: Karea aatjlui did sot aspeer but i«s cesseBeDfeed by ^IBT S& A Stabasnat a£ Oalm med wlt^ tlw HMdopal .teaoaiatlga oC ammitUm X3eai3ms, Sao. {fMlfiD*} cn or abcut i^pcil 5, 1991, dalnsait I&D±B1 BtfBiliirJif.Tweui ("daiaaitt') allegod t±at reapcsidenba Bill Boddaa a

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Cecelia O. Friedman, Trustee of the Cecelia O. Friedman Living Trust dated 05/13/85 Names of the Respondents Morgan Stanley Dean Witter & Company Linda Silverstein Garrett Case Number: 02-03722 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Cecelia O. Friedman, Trustee of the Cecelia O. Friedman Living Trust dated 05/13/85, herei

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Nam ft "f thft riaitnant Pagft T^nmVipr- 02-04322 Olga A. Oviedo, individually and on behalf of Ludmilas Vesilchenko Hearing Sjfrv Dallas, Texas RBC Dain Rauscher Inc.; and, Donnye E. Winship TTF USPTTTF Customer vs. Member and Associated Person Claimant Olga A. Oviedo ("Oviedo"), individually and on behalf of Ludmilas Vesilchenko ("Vesilchenko"), hereinafter

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David M. Kupfer and Kelley J. Kupfer as co-trustees of the Kupfer Family Living Trust u/a dtd 5/6/93; David M. Kupfer, an individual; Dale L. Kupfer as trustee of the Kupfer Family Trust UTD 6/29/89, The A-Trust and the trustee of the Kupfer Family Trust UTD 6/29/89, the B-Trust, Claimants v. A.G. Edwards & Sons, Inc. and Sutro & Co., Inc. n/k/a RBC Dain Rauscher Inc., Respondents A

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John C. Riggs (Claimant) v. Morgan Stanley Dean Witter and Joseph Pirrotta (Respondents) Case Number: 02-04312 Hearing Site: New York, New York £ — — Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant John C. Riggs ("Riggs") hereinafter referred to as "Claimant": Ravi V. Kothare, Esq., Robert Sousa, Esq., and Joseph F. Komicki

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Nirmher 02-04310 Herman H. Englander Name of the Respondent Hearing Site- Richmond, Virginia Morgan Stanley DW Inc. RFPRRSF.NTATTON OF PARTTRS Claimant Herman H. Englander, hereinafter referred to as "Claimant", was not represented by counsel. Respondent Morgan Stanley DW Inc., hereinafter referred to as Respondent", was represented by Gary E. J