NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04309 Rose Marie Brown, claimant vs. Prudential Securities, Inc., and Robert Ostrowski, respondents. ATTORNEYS: Claimant appeared pro se, Shavertown, PA. For Respondent Prudential Securities, Inc., appeared in-house counsel, Marcia L. Williams, Esq., New York, NY. For Respondent Robert Ostrowski appeared James A. Batson, Esq., of the firm Liddle & Robinson, L.L.P, New York, NY. DATE

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Dawn Marie Ellison Jordan v. 02-04308 Minneapolis, Minnesota Respondents Merrill Lynch Pierce Fenner & Smith Inc. Henry M. Blodget and Merrill Lynch & Company Nature of Dispute: Customer v. Member, Associated Person and Non-Member REPRESENTATION OF PARTIES Dawn Marie Ellison Jordan ("Claimant") was represented by Joanne M. Cicala, Esq., of Kirby Mclne

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Diane C. Rosinski and Case Number; 02-04305 Hearing Site: Troy, Michigan Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. Citigroup Global Markets, Inc., and Gregory A. Gilmore NATURE OF DISPUTE Customer v. Member Firms and Associated Person REPRESENTATION OF PARTIES Diane C. Rosinski ("Claimant") was represented by Joseph H. Spie

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Adam G. Oilman Claimant and 00-02850 Dallas, Texas J.B. Oxford & Company, Inc. and Emmett A. Larkin Company. Inc. Respondents REPRESENTATION OF PARTIES Adam G. Oilman ("Claimant") was represented by John Sherwood, Law Offices of John Sherwood, Dallas, Texas. J.B. Oxford & Company, Inc. ("Respondent") was represented by Cynthia Schleindl, Esq. and Jeffrey Kob

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Salomon Jove Revocable Trust, Bertha Jove Revocable Trust, Salomon Jove, Bertha Jove Name of the Respondent Morgan Stanley DW Inc. f/k/a Dean Witter Reynolds Inc. Case Number: 02-04297 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member Firm. REPRESENTATION OF PARTIES For Salomon Jove Revocable Trust, Bertha Jove Re

Award NASD Dispute Resolution In the Matter of the Arbitration Between: of the Claimant Cam Number 02-04295 Anthony C. Koval, Sr. Name nf the Respondents Janney Montgomery Scott, LLC John Robert Baker Hearing Site: Philadelphia, Pennsylvania Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION Off PAKTTF.S Claimant, Anthony C. Koval, Sr., hereinafter collectively referred to as "Claimant", was represented

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Michael C. Simons Bradley D. Parker Name nf the Respondent Vanguard Marketing Corporation Number 02-04294 Hearing Site: Charlotte, North Carolina RF?RF.SFNTATTO>J OF PARTTFS Claimants Michael C. Simons ("Simons") and Bradley D. Parker ("Parker"), hereinafter collectively referred to as "Claimants", were represented by Howard M. Cohen,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ZMVR Limited, Claimant v. Morgan Stanley DW Inc., Robert A. Amatore, Grant Bettingen, Inc., Sean R. Dignan, Gregory J. Webster, Malvinder S. Matharu, and Rafael R. Sanchez-Fox, Respondents Case Number: 02-04293 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customer v. Members and Associated Persons REPRESENTATION OF PARTIES For Claimant: For Respondents Morgan S

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-04285 Claire Sandell Names of the Respondents Hearing Site: Boca Raton, Florida Investments by Planners, Inc. and Gary Saginor Nature of Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Claire Sandell, hereinafter referred to as "Claimant": Delmer C. Gowing, III, Esq., Delmer C. Gowing, III,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Wachovia Securities Inc. ^ p James C. Cole, IV r' 02-04284 Site- Dallas, Texas n Claimant Wachovia Securities Inc., hereinafter referred to as "Claimant": Renan Sugarman, Esq., located in Chicago, Illinois. Respondent James C. Cole, IV, hereinafter referred to as "Respondent": Did not appear. PAST? Statement of Claim filed: July 23, 2002. Claimant signed