Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; "NFamp r>f thp Claimant Pagp Number- 02-04059 William S. Tiffany, Jr. R ppponrfcnts Hearing-Site: Dallas, Texas Wachovia Securities Financial Network Derek B . Radzikowski Public Customer v. Member Firm and Associated Person pF.PUjf 1 SF]\[TATTON OF PAPTTFft Claimant, William S. Tiffany, Jr., hereinafter referred to as "Claimant": Richard A. Sayles, Sa

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Martin Mizel and Barbara Mizel (Claimants) v. First Montauk Financial Group a/k/a First Montauk Securities Corp. and Eric Mizel (Respondents) Case Number: 02-04049 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimants Martin Mizel ("M. Mizel") and Barbara Mizel ("B. Mizel") hereinafter collectively r

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Samuel N. Gaita (Clamant) v. Barron Chase Securities, Salomon Grey Financial Corp., Federal Street Investments, Peter Sermabeikian, and Rodger Blundell (Respondents) Case Number: 02-04048 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant, Samuel N. Gaita ("Gaita"), hereinafter referred to as "Claimant

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dr. Nairn Al-Adli, Guardian for Naseem Al-Adli (Claimant) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Kenneth Mathieson (Respondents) Case Number: 02-04043 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Dr. Nairn Al-Adli, Guardian for Naseem Al-Adli ("Al-Adli")

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gerald D. Heveron and Jane G. Heveron, Trustees of Heveron Trust UA 9/21/79, Claimants v. UBS Paine Webber, Inc. and Thomas R. Dougherty, Respondents Case Number: 02-04041 Hearing Site: San Diego, California Nature of the Dispute; Customers vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Richard J. Annen, Esq. Jack Anderson, Esq. Sparber Rudolph Ann

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Judith I. Graves and The Graves Family Trust, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Verle L. Millsap, Respondents Case Number: 02-04039 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Roger J. Buffington, Esq. R. Brian Bowling, Esq. Buffington & Bowling, LLP

Stipulated Award NASD Dispute Resolution In the Matter ot tne Arbitration between: Names of the Claimants Case Number: 02-04036 Janice S. Tilley and Brian C. Tilley Elizabeth J. Chandler, Trustee of the Elizabeth J. Chandler Trust UAD 4/16/93 Names of the Respondents Hearing Site: Boca Raton, Florida UBS Financial Services Inc. f/ka/ UBS PaineWebber, Inc. Richard K. Marum Nature of the Dispute: Customer vs. Member and Associated Person.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number: 02-04035 Norman W. Frey Name of the Respondents Hearing Site: Baltimore, MD Timothy Mellott Merrill Lynch, Pierce, Fenner & Smith, Inc. REPRESENTATION OF PARTTFS Claimant, Norman W. Frey, hereinafter referred to as "Claimant", was represented by Joseph C. Korsak, Esq., Attorney at Law, York, Pennsylvania. Respondents, Timothy Mellott ("M

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Vincent A. Morano (Claimant) vs. Royal Alliance Associates, Inc., Christopher Stanziale, Access Wealth Planning, LLC and Cohn Wealth Management Services, LLC Case Number: 02-04032 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant Vincent A. Morano, hereinafter referred to as "Claimant": Anthony Paduano, Esq., Paduano & Weintraub LLP, New York, NY. Respondents A

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04031 Estate of Elizabeth Pritchard, claimant vs. American Investors Group, Inc., respondent. ATTORNEYS: For Claimant appeared Kathleen Brunell, Executrix for the Estate of Elizabeth Pritchard, Franklin WI. For Respondent appeared Philip Jenss Myers, President of American Investors Group, Inc., Minnetonka, MN. DATE FILED: July 10, 2002 CASE SUMMARY: Claimant alleged that respondent p