Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Phoebe Zwyssig Trustee, U/A DTD 07/25/1994 Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. and Christopher Evans McAdoo Case Number: 02-03667 Site: Boca Raton, Florida Nature of Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Phoebe Zwyssig Trustee, U/A DTD 07/25/1994, here

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joseph R. Leonardi, Martha Leonard!, Leonardi Charitable Trust, Leonard! Irrevocable Family Trust, Joseph R. Leonardi Irrevocable Trust, Martha J. Leonardi Irrevocable Trust, and J.R. Leonardi and Martha J. Leonardi Family Trust aka J.R. Leonardi and Martha J. Leonardi Family Trust dated 3-1-93, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Inc., Merrill Lynch Trust Company, FSB, H

Award NASD Dispute Resolution In the Matter of the Arbitration Between: RonnaMcGhee, Claimant v. UBS Paine Webber, Inc., Respondent Case Number: 02-03662 Hearing She: Seattle, Washington For Claimant: Jeffrey A. Smyth, Esq. Smyth & Mason, PLLC Seattle, Washington For Respondent: Ted Lieu, Esq. UBS PaineWebber, Inc. Los Angeles, California CASE INFORMATION Statement of Claim filed: June 19, 2002 Claimant's Uniform Submission Agreement

Stipulated Award COPY NASD Dispute Resolution In the Matter of the Arbitration Between: Duke Wyatt TTEE FBO The Veda P. Wyatt UTD 11/07/91, Claimant v. Salomon Smith Barney, Inc. and John D. Rennell, Respondents Case Number: 02-03656 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimants: Paul W. Thomas, Esq. Law Offices of Paul W. Thomas & Associates Carlsbad, California For Respondents: Robert H. Logan, Esq. Keesal

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number: 02-03654 Arnold M. Strauss and Paula M. Strauss Name of the Respondents Hearing Site: Philadelphia, PA Legg Mason Wood Walker, Incorporated, Paul A. Chavenson and Edwin R. McDevitt., III Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Arnold M. Strauss and Paula M. Strauss,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ^r 02-03650 First Union Securities, Inc. - of thf R ?Fp n jn r 1fTit pj^aring siitfv Dallas, Texas Raymond I. Allen, Jr. ° Claimant First Union Securities, Inc., hereinafter referred to as "Claimant": Renan Sugarman, Esq., located in Chicago, Illinois. Respondent Raymond I. Allen, Jr., hereinafter referred to as "Respondent": Did not appear at hearing.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: P.nf the Claimants Case Nnmher. 02-03632 Lonnie Vick, Sr., Regina Vick, nf the Respondents HP ^n'ng Site: Houston, Texas Morgan Stanley Dean Witter, Inc., Kenny Hoover, Claimants Lonnie Vick, Sr. and Regina Vick, hereinafter referred to as "Claimants," were represented by Timothy M. McDaniel of McDaniel & Allen located in Houston, Texas. Respondents Morgan Stanley Dean W

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Prudential Securities, Inc. vs. Lawrence D. Garcia Case Number: 02-03628 Claimant and Counter-Respondent, Hearing Site: Houston, Texas Respondent and Counter-Claimant. OF Claimant and Counter-Respondent Prudential Securities, Inc., hereinafter referred to as "Claimant," was represented by Greg May, Esq. and J. Scott Hogan, Esq. of Munsch Hardt Kopf & Harr located

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Elizabeth H. Rich and Donald W. Rich v. 02-03627 Louisville, Kentucky Respondents Salomon Smith Barney, Inc., k/n/a Citigroup Global Markets, Inc., Michael J. Grace, Philip L. Spartis, W. David Hobby, Amy J. Elias, and Jack B. Grubman Cross-Claimants Philip L. Spartis and Amy J. Elias v. Cross-Respondent Salomon Smith Barney, Inc. k/n

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-03624 Scott Sauerman Names of the Respondents Hearing Site: Atlanta, Georgia Synovous Securities, Inc. Paul Scaglione REPRESENTATION OF PARTIES For Scott Sauerman, hereinafter referred to as "Claimant": William G. Leonard, Esq., Leonard & Swenson, LLP, Atlanta, Georgia. For Synovous Securities, Inc. ("Synovous") and Paul Scaglione ("S