Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-03573 Carolyn M. Weist Name of the Respondent Hearing Site: Chicago, Illinois Charles Schwab & Company, Inc. and James Pontious REPRESENTATION QF PARTIES Claimant Carolyn M. Weist ("Weist") was represented by John Galarnyk, Esq. of the firm Galarnyk & Associates, Ltd. located in Chicago, Illinois. Respondent Charles Schwab & Company

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03571 Juliana Lots and Alia Lots, claimants vs. Ruth Shorter and Phil Hartwig, respondents. ATTORNEYS: " "" Claimants appeared pro se, DCS Plaines, 3L. For Respondents appeared Edward J. Velazquez, Esq., of Equitable Life Assurance Society of the United States, New York, NY. DATE FILED: June 19,2002 CASE SUMMARY: Claimants allege that Greg LaSpisa and AXA Advisors improperly allowed

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimants Estate of Donald A. Brewer Ferrell and Wanda Backer and 00-02777 Scottsdale, Arizona Name of Respondent WestAmerica Investment Group REPRESENTATION OF PARTIES Estate of Donald A. Brewer and Ferrell and Wanda Backer (collectively as "Claimants") were represented by Kalju Nekvasil, Esq., Goodman & Nekvasil, P. A., Clearwater, Florida. WestAme

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Daniel H. Dunbar and Mary Z. Dunbar, Claimants Vs. Barren Chase Securities, and Christopher Igoe, Respondents. Case Number: 00-00308 Hearing Site: Columbus, Ohio REPRESENTATION OF PARTIES W. Sean Kelleher, Esquire, Worthington, Ohio, represented Claimants Daniel H. Dunbar and Mary Z. Dunbar, ("Mr. and Mrs. Dunbar"), hereinafter referred to as "Claimants".

Award NASD Dispute Resolution In the Matter of the Arbitration Between: i er: 02-03570 John Sebanc Mark Crawford, Wisconsin Asset Management, LLC., and Charles Schwab & Co., Inc. f fr a r P£ ^ tp " Milwaukee, Wisconsin OF Claimant John Sebanc hereinafter referred to as "Claimant": James Bolt, Esq., of Ladd, Milaeger, Wimmer, LLP, located in Waukesa, Wisconsin. Respondents Charles Schwab & Company Inc., hereinafter

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lance R. Freed, Judith Fisher Freed individually and as Trustees of the Freed Living Trust dated 5/9/97, Judith Fisher Freed, Robert Fisher and Nancy Talbot as Trustees of the Judith Fisher Freed Living Trust dated 12/19/66, Claimants v. Todd M. Eberhard, Eberhard Investment Associates, Inc, Park South Securities, LLC, Clearing Services of America, Inc. and Donaldson Lufkin & Jenrette Secur

Award NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Name of Claimant Case Number: 02-03559 Rose Rediker IRRA Names of Respondents Hearing Site: Tampa, FL Merrill Lynch, Pierce, Fenner & Smith, Inc. David Edward Olson Nature of Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Rose Rediker IRRA, hereinafter referred to as "Claimant": William Randolph Klein, Esq., Sarasota, FL. For Respondent

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Sandi Summers Levinson and Brett Levinson Name of Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. Case Number: 02-03555 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES Sandy Summers Levinson and Brett Levinson, ("Claimants"), appeared pro se. For Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent"): Dimitri Nemirovsky, Gene

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Reginald V. Dougherty and Ardelle J. Dougherty and 02-03554 Phoenix, Arizona Name of Respondents Morgan Stanley DW Inc. RogerS. Bracken Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Reginald V. Dougherty and Ardelle J. Dougherty ("Claimants") were represented by Michael Salcido, Esq., Renaud

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants David Nelson, Bonnie J., Nelson and the Nelson 1996 Revocable Trust, David and Bonnie Nelson TTEES v. 02-03553 Denver, Colorado Respondents Merrill Lynch Pierce Fenner & Smith, Inc., C. Christopher Stafford and Michael G. Sperlinga REPRESENTATION OF PARTIES David Nelson, Bonnie J., Nelson and the Nelson 1996 Revocable Trust, David and Bonnie Nelson T