AWARD NASD Dispute Resolution in the Matter of the Arbitration Between Names of Claimants John Sterbenz, Karen Sterbenz, and Mathilde Sterbenz and Names of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. and Edward C. Globe Case Number: 02-03552 Hearing Site: Southfieid, Michigan NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES John Sterbenz, Karen Sterbenz, and Mathilde Sterbenz

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant National Community Pharmacists Association Name nf the Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. 02-03545 Hearing Site;: Washington, District of Columbia RF.PRFSFNTATTON OF PARTTFS Claimant, National Community Pharmacists Association ("Claimant"), was represented by Richard R. Saunders, Jr., Esq., Sevila, Saunders, Huddleston & W

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03543 Florence Isa Nwosu, claimant vs. Speedtrader.com , respondent. ATTORNEYS: Claimant appeared pro se, Miami, FL. For Respondent appeared Guy Gentile, Mahopac, NY. DATE FILED: June 17, 2002 CASE SUMMARY: Claimant alleged that respondent misrepresented information regarding operating a day trading account. Claimant further alleged that respondent used fraudulent sales practices to

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-03542 Craig Gould Name of the Respondents Hearing Site: Chicago, Illinois National Securities Corporation, Mark Gouldwasser, and Michael A. Bresner Type of Controversy: Associated Person v. Member Firm and Associated Persons REPRESENTATION OF PARTIES Claimant Craig Gould (Gould) was represented by Stanley B. Block, Esq. and Derek Zolner,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Innersources, Inc., Claimant v. West America Securities Corp., Sunpoint Securities, Inc., and Troy S. Gordon, Respondents Case Number: 00-02771 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: For Respondent West America Securities Corp. For Respondent Sunpoint Securities, Inc.: For Respondent Troy S. Gordon: BJ.Ukra Innersources, Inc

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Wayne L. & Judith Thielbar, Jean L. Williams, Howard W. Hansen and Case Number: 02-03541 Hearing Site: Chicago, IL Name of Respondent Financial Network Investment, Inc. NATURE OF CASE Customers v. Member REPRESENTATION OF PARTIES Wayne and Judith Thieibar, Jean L. Williams, Howard W. Hansen ("Claimants") were represented by Jo

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Lori Ann Price V. Respondents Morgan Stanley Dean Witter and Scott Cunningham 02-03540 Denver, Colorado REPRESENTATION OF PARTIES Lori Ann Price ("Claimant") was represented by Mark J. Appleton, Esq., of Robinson Waters & O'DorisiOj P.C., Denver, Colorado. Morgan Stanley Dean Witter ("MSDW") and Scott Cunningham ("Cunninghajn by Christine A. Kendrick,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant and P.onnter-RpspnnHent Case Number- 02-03539 First Union Securities, Inc., ISTame of the Re.sponHent and Counter-Claimant Hearing Site: Houston, Texas Kirk D. Bregman, F SFSTATTON O 1 Claimant and Counter-Respondent First Union Securities, Inc., hereinafter referred to as "Claimant," was represented by Renan Sugarman of First Union Securities, I

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf thp Plfltmaflf Case. NniYihftf 02-03537 Mel Ellis Name o - Deutsch Bank Alex, Brown Inc., and Richard French Judd Hearing Sit«v Chicago, Illinois Claimant Mel Ellis hereinafter referred to as "Claimant": James J. Moylan, Esq. of Lawrence, Kamin, Saunders & Uhlenhop, located in Chicago, Illinois. Respondents Deutsch Bank Alex, Brown Inc., ("Deutsch Bank") and Richard Frenc

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: LARRY M. AND GAEL L. LEKEN (Claimants) vs. MERRILL LYNCH, PIERCE, FENNER & SMITH, INC., AND RAJESH BHATIA (Respondents). Case Number: 02-03536 Hearing Site: Phoenix, Arizona REPRESENTATION OF PARTIES Claimants, Larry M. and Gail L. Leiken, David C. Anson, Esq., Mark Lammers, Esq., Anson Lammers Barkley, Tucson, Arizona Respondents, Merrill Lynch, Pierce, Fenner