AWARD NASD Dispute Resolution In the Matter of the Arbitration Between ' Name of Claimant Joseph P. Saele and 02-03535 Chicago, Illinois Name of Respondents Merrill, Lynch, Pierce, Fenner and Smith Incorporated, Maureen Raihle and John Verbockel Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES Joseph P. Saele ("Claimant") was represented by Donald M. Thompson, Esq., located in Chicago, Illin

Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name of the Claimants Kami Hagari and Adelaide Hagari Name of the Respondents Merrill Lynch Pierce Fenner & Smith, Inc. Bernard C. Ringer Case Number: 02-03534 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Paul Sussman, Esq., of the Law Offices of Paul J. Sussman, represented Claimants Rami Hagari and Adelaide Hagari, hereinafter collectively referred to

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-03529 John Timinsky Lisa Mann Name of the Respondent Hearing Site: Boca Raton, Florida Phil Rosensweig Nature of the Dispute: Customer vs. Associated Person. REPRESENTATION OF PARTIES For John Timinsky ("Timinsky") and Lisa Mann ("Mann"), hereinafter collectively referred to as "Claimants": Allan M. Lerner, Esq., Law Offi

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-03528 Sara Ska]ka, Trustee of the Sara Skalka Trust Names of the Respondents Hearing Site: Boca Raton, Florida Donaldson, Lufkin & Jenrette Securities Corporation David Grossman Nature of the Dispute: Customer vs. Member Firm and Associated Person. REPRESENTATION OF PARTIES For Sara Skalka ("Skalka' 1 ), Trustee of

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: RBC Dain Rauscher Inc. f/k/a Sutro & Co., Inc., Claimant v. Stephen J. Wilshinsky, Respondent Stephen J. Wilshinsky, Counter-Claimant v. RBC Dain Rauscher Inc. f/k/a Sutro & Co., Inc., Counter-Respondent Case Number: 02-03526 Hearing Site: Los Angeles, California Nature of the Dispute: Member v. Associated Person Associated Person v. Member REPRESENTATION OF PARTIES

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-02768 Charles Schwab & Co., claimant vs. Sandip P. Radadia, respondent. ATTORNEYS: For Claimant appeared Richard Karoly, Esq., in-house counsel for Charles Schwab & Co., San Francisco, CA. Respondent did not respond to the Statement of Claim. DATE FILED: June 29, 2000 CASE SUMMARY: Claimant alleged respondent opened an account and deposited checks which were subsequently return

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Renato and Mary Cesaretti (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) Case Number: 02-03522 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimants, Renato and Mary Cesaretti, hereinafter collectively referred to as "Claimants": Michael H. Ference, Esq., Sichenzia Ross Friedman Ference, LLP, New

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03518 John D'Aversa, for Elizabeth C. D'Aversa, Custodial Account; John D'Aversa, for John Vincent D'Aversa, Custodial Account; John D'Aversa, for Jared D'Aversa Williams, Custodial Account; John D'Aversa, for Jacob D'Aversa Williams, Custodial Account, Claimant v. Charles A. Wood, Respondent. ATTORNEYS: Claimant, John D'Aversa, for Elizabeth C. D'Aversa, Custodial Account; John D'Aversa, fo

Amended Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-03515 Jack D. Wexler and Sandra Wexler, JTWROS, Jack D. Wexler, IRA and Sandra Wexler, IRA Names of the Respondents Hearing Site: Boca Raton, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. and Norman E. Duplin Nature of Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Jack

Stipulated Award NASD Dispute Resolution la the Matter of the Arbitration Between: ~"" "" ~ ~ Names of the Claimants Case Number: 02-03515 Jack D. Wexler and Sandra Wexler, JTWROS, Jack D. Wexler, IRA and Sandra Wexler, IRA Names of the Respondents Hearing Site: Boca Raton, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. and Norman E. Duplin REPRESENTATION OF PARTIES For Jack D. Wexler and Sandra WexJer, JTWROS, Jack D. Wexler, IRA and S