Award NASD In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-03459 Florence V. Humbert Florence V. Humbert, as trustee of the Florence V. Humbert Revocable Trust Names of the Respondents Hearing Site: Tampa, Florida US Ailianz Securities, Inc. FSC Securities Corporation Calton & Associates, Inc. Icon Securities, Inc. Charles Thomas Heimbach Michael Heimbach REPRESENTATION OF PARTIES For Florence

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03455 The Wilcox Living Trust, Floyd Wiicox and Charlotte Wilcox, Trustees, claimants vs. Christopher D. Rager and Morgan Stanley DW, respondents. ATTORNEYS: Claimant appeared pro se through Floyd Wilcox, Trustee, Las Vegas, NV. For Respondents appeared in-house counsel, Ronald E. Wood, Esq., Santa Ana, CA. DATE FILED: June 12, 2002 CASE SUMMARY: Claimants alleged that respondent Christo

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03454 Joan Beddow, claimant vs. Matthew Newman and Mark Rauch, respondents. ATTORNEYS: Claimant appeared pro se, Hackettstown, NJ. For Respondents appeared in-house counsel, Keith Guilfoyle, Esq., New York, NY. DATE FILED: June 12, 2002 CASE SUMMARY: Claimant alleged that respondents made unauthorized transactions on her account without her authorization. Claimant maintained that due to

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants Raymond, James & Associates Case Number 02-03451 ^ nf the Respondent Jeffrey Epstein Hearing Site: Philadelphia, Pennsylvania REPRESENTATION OF PARTIES Claimant Raymond, James & Associates ("Raymond James"), hereinafter referred to as "Claimant," was represented by Paula D. Shaffher, Esq., Saul Ewing, LLP, Philadelphia, Pennsylvania. Respond

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf t|i? r.foiTpaTit ra?f- iM'Tp^r 02-03450 N.D. Meyer, Inc. n f thf P p< g p nT rfgn r Hiring Sfov Philadelphia, PA Discount MuniBrokers RF.PKFSF\ T TATynN OF PARTTff Si Claimant, N.D. Meyer, Inc., hereinafter referred to as "Claimant", was represented by Marlene L Timberlake, Esq., Parker, McCay & Criscuolo, P.A., Marlton, New Jersey, - Re

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Raymond James & Associates, Inc. (Claimant) v. Jennifer L. Howell (Respondent) v. William Theis, Jr. and James Zimmerman (Third-Party Respondents) Case Number: 02-03448 Hearing Site: Cleveland, Ohio Nature of the Dispute: Member v. Associated Person (Initial Claim) Associated Person v. Member (Counterclaim) Associated Person v. Associated Persons (Third-Party Claim) REPRESENTATI

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-03447 Sue E. Fisher Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Barry E. Sonnenfeld Hearing Site: Oklahoma City, Oklahoma REPRESENTATION OF PARTIES Claimant Sue E. Fisher ("Claimant"): George H. Lowrey, Esquire, of Tulsa, Oklahoma. Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Merrill Lynch")

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant William Dominguez Jr. and 02-03445 Phoenix, Arizona Name of Respondents McLaughlin, Piven, Vogel Inc. James C. McLaughlin REPRESENTATION OF PARTIES William Dominguez Jr. ("Claimant") represented himself. McLaughlin, Piven, Vogel Inc. ("Respondent MPV") and James C. McLaughlin ("Respondent McLaughlm")(coliectively as "Respondents") were represented

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Lung Pak Lew and Diane Gay Lew, Claimants v. National Financial Services Corp., Respondent Case Number: 00-02756 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Lung Pak Lew In Pro Per La Canada, California For Respondent: Michael G. Shannon, Esq. Phillips, Lytle, Hitchcock, Blaine & Huber LLP New York, New York CASE INFORMATI

Award NASD Dispute Resolution In the Matter of the Arbitration Between: 1 Name of the Claimant: Case Number: 02-03440 Leonard J. Marzocco Name of the Respondent: Hearing Site: New York, Ladenburg Capital Management, Inc. New York REPRESENTATION OF PARTIES Claimant Leonard J. Marzocco hereinafter referred to as "Claimant": Michael P. Gilmore, Esq., Sims Moss Kline & Davis LLP, Mineola, NY. Respondent, Ladenburg Capital Management, Inc. herein