Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Plafmant J.J.B. Milliard, W.L. Lyons, Inc. ase Number: 02-02971 Name nf the Respondent Jesse P. Fisher, Sr, Hearing Site- Raleigh, North Carolina Nature of the Dispute: Member v. Associated Person. RFPRF.SFNTATION OFPARTTFS Claimant, JJ.B. Hilliard, W.L. Lyons, Inc., hereinafter referred to as "Claimant", was represented by Matthew J. Morelli,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Charles DiGiorgi, (Claimant) vs. Fidelity Brokerage Services LLC, (Respondent) Case Number: 02-02970 Hearing Site: Cleveland, Ohio REPRESENTATION OF PARTIES Claimant, Charles DiGiorgi, hereinafter referred to as "Claimant", appeared pro se. Respondent, Fidelity Brokerage Services LLC, hereinafter referred to as "Respondent": Steven K. Umstead, Vice President and Branch Manager, Fide

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between ' Name of Claimants Ronald and Beverly Hanvood and 02-02969 Oklahoma City, Oklahoma Name of Respondents Merrill Lynch Pierce Fenner & Smith Inc. Merrill Lynch & Co. ' Henry M.Blodget Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES Ronald and Beverly Harwood ("Claimants") were represented by K.C. Allan, Esq., Kirby, M

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-02959 William P. Borduin, IRA, claimant vs. H&R Block Financial Advisors, Inc., Bnan Gales and Kamran Raika, respondents. ATTORNEYS: Claimant appeared pro se, Bumpass, VA. For Respondents appeared in-house counsel, David T. Doyle, Esq., Detroit, MI. DATE FILED: Mav 21, 2002 CASE SUMMARY: Claimant alleged that respondents misrepresented facts regarding a trade made in his account. Cla

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Andrew M. Schroepfer (Claimant) v. Goldman Sachs & Co. (Respondent) Case Number: 02-02958 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member REPRESENTATION OF PARTIES Claimant Andrew M. Schroepfer ("Schroepfer") hereinafter referred to as "Claimant": Pearl Zuchlewski, Esq., Goodman & Zuchlewski, LLP, New York, NY. Respondent Goldman Sachs & Co.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-02956 Robert Paul Benzinger, claimant vs. H&R Block Financial Advisors, Inc., respondent. ATTORNEYS: Claimant appeared pro se, Rio Verde, AZ. For Respondent appeared Lisa S. Fildes, Esq., in-house counsel, Detroit, MI. DATE FILED: May 20, 2002 CASE SUMMARY: Claimant alleged that respondent used aggressive methods of trading to move their inventory. Claimant maintained that because of res

\ Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Ejjy Corporation, Claimant Case Number: 00-02740 Vs. Hearing Site: Cleveland, Ohio E*Trade Securities, inc., Respondent. REPRESENTATION OF PARTIES W. Scott Greco, Esquire, of Greco & Greco, P.C., McLean, Virginia, represented Claimant Ejjy Corporation ("Ejjy"). Paul S. Chan, Esquire, of Bird, Maretla, Boxer & Wolpert, Los Angeles, California, represen

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Jorge D. and Maria Antonia Gandolfo Name of the Respondents A.G. Edwards & Sons, Inc. James R. Wiklund Case Number: 02-02955 Hearing Site: Kansas City, Missouri REPRESENTATION OF PARTIES Claimants Jorge D. and Maria Antonia Gandolfo, hereinafter referred to as "Claimants," were represented by Barry D. Estell, Esq., Attorney at Law with offices l

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-02954 Ferris, Baker Watts, Inc., claimant vs. Brian Jacobelli, respondent. ATTORNEYS: For Claimant appeared in-house counsel, Dana M.S. Wilson, Esq., Baltimore, MD. Respondent appeared pro se, Pittsburgh, PA. DATE FILED: May 20, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed under the terms of a Promissory Note upon termination of his employment. Clai

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Brenda Ungerland, (Claimant) vs. Morgan Stanley DW Inc., f7k/a Dean Witter Reynolds Inc., Sharon Kells, and First Union Securities, Inc. c/o Wachovia Securities Inc., (Respondents) Case Number. 02-02951 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Brenda Ungerland, hereinafter referred to as "Claimant": Thomas P. Willcutts, Esq., Thomas P. Willcutts & Ass