Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant George P. Spaulding, Jr., IRA Name of the Respondent UBS PaineWebber, Inc. Case Number: 02-02926 Hearing Site: New Orleans, LA Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For George P. Spaulding, Jr., IRA, hereinafter referred to as "Claimant": L. Jerome Stanley, Esq., Baton Rouge, LA. For UBS PaineWebber, Inc. ("UBS

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Stella Hartunian, Claimant v. Royal Alliance Associates, Inc. and Daryl A. Cole, Respondents Case Number: 02-02923 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: G. Mark Brewer, Esq. Brewer & Carlson, LLP, La Jolla, California For Respondents: Thomas Rittenburg, Esq. Lewis Brisbois Bisgaard & Smith, LLP Los Angeles, California CASE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James L. Purdy, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Inc., Respondent Case Number: 02-02918 Hearing Site: Great Falls, Montana Nature of Dispute: Associated Person v. Member Firm REPRESENTATION OF PARTIES For Claimant: Dennis Patrick Conner, Esq. Daniel E. Shannon, Esq. Conner & Shannon Great Falls, Montana For Respondent: Michael J. Fortunato, Esq.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: David R. Shane, Claimant v. Everen Securities Inc., also known as First Union Securities, Inc. and Wachovia Securities, Inc., UBS PaineWebber Inc., now known as UBS Financial Services Inc. and Glenn Joseph Fama, Respondents Case Number: 02-02912 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Members and Associated Person REPRESENTATION OF

STIPULATED AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimants Kathryn L. Tucker and Marguerite T. Burkholder Name of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc. and James C. Aldendifer Case Number: 02-02910 Hearing Site: Raleigh, North Carolina REPRESENTATION OF PARTIES Claimants Kathryn L. Tucker and Marguerite T. Burkholder, hereinafter collectively

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02908 First Union Securities, Inc. Name of the Respondent Hearing Site: Orlando, Florida James Patrick Tolan Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For First Union Securities, Inc. ("First Union"), hereinafter referred to as "Claimant": Alfred L. Frith, Esq., Timothy N. Bench, Esq. and David H. Popp

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Jennifer K. Holmes Name of the Respondent Morgan Stanley Dean Witter, Inc. Case Number: 02-02907 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Jennifer K. Holmes, hereinafter referred to as "Claimant": Adam S. Doner, Esq., Gordon & Doner, P.A., Palm Beach Gardens, Florida and Jemison Mims, Esq., Levin Papantonio Thomas Mitch

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Jennifer K. Holmes Name of the Respondent Morgan Stanley Dean Witter, Inc. Case Number: 02-02907 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Jennifer K. Holmes, hereinafter referred to as "Claimant": Adam S, Doner, Esq., Gordon & Doner, P.A., Palm Beach Gardens, Florida. For Morgan Stanley Dean Witter, Inc., hereinafter referr

Award NASD Dispute Resolution, lac. In the Matter of the Arbitration Between: Rodney L. Kelly, Claimant v. Calabasas Holding Company f/k/a Kennedy, Cabot & Co., Inc. and Linda Ginsberg, Respondents Case Number: 00-02733 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Jeffrey L. Gafmey, Esq. Law Offices of Jeffrey L. Gaffhey San Diego, California For Respondents: George H. Kupper, Esq. Calabasas Holding Compa

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02906 Ronald Cantrell Name of the Respondent Hearing Site: Orlando, Florida Raymond, James & Associates, Inc. REPRESENTATION OF PARTIES For Ronald Cantrell ("Claimant"): Roger G. McMorrow, Esq., McMorrow & Dillon, P.A., Naples, Florida, and Christopher T, Vemon, Esq., Treiser, Collins & Vernon, Naples, Florida. For Raymond, James & Associ