Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mflrne nf tl}* rigJTfiantc Pa^p T\Mrflhpr- 02-02904 Troy G. and Geneta A. Curtis H^firipg Sit p ' Dallas, Texas John P. O'Sheaand Mr. Stock, Inc. O? TWF Public Customers v. Member Firm and Associated Person OF Claimants Troy G. and Geneta A. Curtis, hereinafter collectively referred to as "Claimants": Originally represented by Roger L. Benson, Esq., of th

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-02898 The Lemole Family Charitable Trust, claimant vs. Morgan Stanley Dean Witter Inc. a/k/a Morgan Stanley Online, respondent. ATTORNEYS: For Claimant appeared David H. Glusman, CPA, of the firm Margolis & Company P.C., Bala Cynwyd, PA. For Respondent appeared in-house counsel, Judith M. Rosenberg, Esq., San Francisco, CA. DATE FILED: May 17, 2002 CASE SUMMARY: Claimant alleged that

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-02888 PHD Capital Corp., claimant vs. C. Owen Lueung, respondent. ATTORNEYS: For Claimant appeared Michael S. Colombo, President, StreetWide Asset Recovery Group, Inc., New York, NY. Respondent appeared pro se, Staten Island, NY. DATE FILED: May 16, 2002 CASE SUMMARY: Claimant alleged that respondent has failed to repay monies owed pursuant to the terms of the Memo/Agreement. Cla

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lorena Lopes, as Trustee for the Giuliana Buffoni Lopes Family Trust, and Giuliana Buffoni Lopes (Claimants) v. Hartford Life Insurance Co., Salomon Smith Barney, Inc., Bradley Zilbersher, Ronald Horowitz, Keith Shepherd, and Thomas Litz (Respondents) Case Number: 02-02881 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Non-Member, Member, and Associated Person

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between Carmine Pisacreta and Alba Pisacreta (Claimants) v, Salomon Smith Barney and Raymond J. Smith (Respondents) Case No.: 02-02879 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Carmine Pisacreta ("C. Pisacreta") and Alba Pisacreta ("A. Pisacreta") hereinafter collectively referred to as "Claimants

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-02878 PHD Capital Corp., claimant vs. Vladimir Ziskind, respondent. ATTORNEYS: For Claimant appeared Michael S. Colombo, President, Streetwide Asset Recovery Group, Inc., New York, NY. Respondent appeared pro se, Staten Island, NY. DATE FILED: May 16, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed under the terms of a Salary Advance Memo. Claim Da

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-02874 Angela C. Roberts Andrew B. Roberts Names of the Respondents Hearing Site: Atlanta, Georgia William Romans Raymond James & Associates, Inc. REPRESENTATION OF PARTIES For Angela C. Roberts and Andrew B. Roberts, hereinafter collectively referred to as "Claimants": Larry S. Roberts, Esq., Roberts & Smith, Lexington, Kentucky.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Names of Claimants David and Donna D'Amico Case No. 00-02731 Names of Respondents TD Waterhouse Investor Services, Inc. National Investor Services Corp. Hearing Site: Tampa, Florida REPRESENTATION OF PARTIES For David and Donna D'Amico, hereinafter collectively referred to as "Claimants'*: Erwin Cohn, Esq. of Conn & Cohn, Chicago, Illinois. For TD Waterhouse

Stipulated Award NASl) rtkniite Resolution, Inc. In the Matter of the Arbitration Between Name nf Claimant DARRELL E. CONYERS and BETTY B.CONYERS, CaseNo.02-02869 aring T nratipTr Charlotte, North Carolina SALOMON SMITH BARNEY and RAND ALL MATZ KFPRFSFNTATTON OF PARTTFS Claimants Darrell E. Conyers and Betty B. Conyers ("Claimants") represented themselves in this matter. Respondents Salomon Smith Barney Inc. ("SSB") and Randall Matz

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Robert C. Johnson and 02-02867 Phoenix, Arizona Name of Respondent Berry Shino Securities, Inc. REPRESENTATION OF PARTIES Robert C. Johnson ("Claimant") appeared pro se. Berry Shino Securities, Inc. ("Respondent") was represented by R. Matthew Shino, its President. CASE INFORMATION The Statement of Claim was filed on or about May 16, 2002. Submiss