Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02865 RBC Dain Rauscher, Inc. Name of the Respondent Hearing Site: Chicago, Illinois William S. Shoshoo REPRESENTATION OF PARTIES Claimant, RBC Dain Rauscher, Inc. ("RBC Dain Rauscher") was represented by Jonathan M. Harris,Esq. of the firm Lindquist & Vennum, PLLP located in Minneapolis, Minnesota. Respondent William S. Shoshoo ("S

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jeanne M. Seversoa, Claimant v. Morgan Stanley DW Inc. and Donald Berg, Respondents Case Number: 02-02852 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: James Jay Seltzer, Esq. Law Offices of James Jay Seltzer Emeryville, California For Respondents: David R. Maurer, Es

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joseph Guidotti, Claimant v. Bear, Stearns & Co., Inc. and Jon P. Montgomery, Respondents Case Number: 02-02849 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: For Respondents: James Jay Seltzer, Esq. Thomas H, Porter, Esq. The Law Offices of James Jay Selt

r Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joyce Dunn, Claimant v. Russell J. Callenberg, Jr., Renee J. Arst and Morgan Stanley DW, Inc., Respondents Case Number: 02-02847 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: James Jay Seltzer, Esq. Thomas H. Porter, Esq. Law Offices of James Jay Seltzer E

Stipulated Award NASD Dispute Resolution In the * '^tter of the Arbitration Between: Michae avone, Claimant v. Robert J. Appleby, Maynard H. Lichterman and Salomon Smith Barney, „ Respondents Case Number: 02-02845 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: James Jay Seltzer, Esq. Thomas Porter, Esq. Law Offices of James Jay Seltzer Emeryvil

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-03427 Clifton E. Williams Linda F. Williams Names of the Respondents Hearing Site: Tampa, Florida Merrill Lynch, Pierce, Fenner & Smith Incorporated Thomas A. Blubaugh Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Clifton E. Williams and Linda F. Williams, hereinafter coll

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-03426 Carolyn O. Stout Names of the Respondents Hearing Site: Orlando, Florida American General Securities, Inc. Gary Russell Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Carolyn O. Stout, referred to as "Claimant": Kim E. Bouck, Esq., Bouck & Chanfrau, Daytona Beach, Florida. For

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: pr- 02-03425 William S. Tiffany, Sr. and Carlene D. Tiffany of thf Respondents Hiring Site* Dallas, Texas Wachovia Securities Financial Network Derek B. Radzikowski ° Public Customers v. Member Firm and Associated Person n PAKTTFS Claimants, William S. Tiffany, Sr. and Carlene D. Tiffany, hereinafter referred to as "Claimants": Richard A. Sayles, Sayle

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Ana Paula Correia Case No. 00-02729 Names of Respondents Shochet Securities, Inc. Roderick D Hudnell Name of Third-Party Respondent Robert J. Capolino, Jr. Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Ana Paula Correia ("Correia), hereinafter also referred to as "Claimant": Mark A. Tepper, Esq. of Mark A. Tepper, P.A.,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03421 Charles Schwab & Co., Inc., claimant vs. Edwin Houston Hayes, respondent. ATTORNEYS: For Claimant appeared in-house counsel, Brandon K. Hemley, Esq., San Francisco, CA. Respondent did not respond to the Statement of Claim. DATE FILED: June 11, 2002 CASE SUMMARY: Claimant alleged that respondent failed to pay for transactions executed in his account. ARBITRATOR'S REPORT: Treble