Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert D, Miles, Phyllis G. Miles, and Leonard W. Miles (Claimants) vs. David E. Cook, Bethany Financial Advisory, Inc., and Bear Stearns Securities, Corp. (Respondents) Case Number: 02-03197 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customers vs. Members and Associated Person REPRESENTATION OF PARTIES Claimants Robert D. Miles ("R. Miles"), Phyllis G. Miles ("P. Miles"),

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Thomas O'Donnell, Katherine O'Donnell, Daniel McCaughey and Thomas O'Donnell in his capacity as Custodian of the UMTA Account of Dylan Thomas O'Donnell (Claimants) v. Tucker Anthony Incorporated, n/k/a RBC Dain Rausher, Inc., Kirk E. Pickell and Robert H. Luneberg (Respondents) Case Number: 02-03196 Hearing Site: Boston, Massachusetts Customer v. Member and Associated Per

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03194 The Investment Center, Inc., claimant vs. Eugene Robert Morgan, respondent. ATTORNEYS: For Claimant appeared Douglas A. Wright, CCO of the Investment Center, Inc., Bridgewater, NJ. Respondent appeared pro se, Warren, NJ. DATE FILED: May 31, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed pursuant to the terms of the Promissory Note. Claim Data

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard Constantino, as Beneficiary and Trustee FBO World Care Ministries and Clementina Constantino, Claimants v. Ameritrade, Inc., Respondent Case Number: 02-03193 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Jonathan W. Evans, Esq. Law Offices Jonathan W. Evans & Assoc. Los Angeles, California For Respondent: James J. Vihstadt, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard A. Hogan, Christopher R. Berry and William Woodson, Claimants v. myCFO Securities, LLC, Respondent Case Number: 02-Q3189 Hearing Site: San Francisco, California Nature of the Dispute: Associated Person vs. Member REPRESENTATION OF PARTIES For Claimants: David H.S. Commins Commins & Templeton San Francisco, California For Respondent: Robin Kameda MyCFO Securit

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jill Tatarian Trustee of the Richard W. Gehring Testamentary Trust, Claimant v. Citigroup Global Markets, Inc. f7k/a Salomon Smith Barney Inc., Aaron L. Dichter, Kathleen Y. Eggers, and Gary R. Neumann, Respondents Case Number: 02-03188 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimant: William J. McDowell, Esq. Law Offices of William J. McDowell Wenat

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michelle Michailoff-D'Urso (Claimant) v. Aldo Verrelli, Thomas Brett Capola f/k/a Thomas Brett Lawshe, Anthony Vincent Apostolico, MONY Securities Corporation, A. Verrelli & Associates, Capola Asset Management LLC, DGM Asset Management LLC, and Credit Suisse First Boston Corporation (Respondents) Case Number: 02-03187 Hearing Site: New York, New York Nature of the Dispute

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-03186 Vadim Gelman, claimant vs. Olga Dolgina, respondent. ATTORNEYS: For Claimant appeared Natalie Shkolnik, Esq., New York, NY, Respondent appeared pro se, New York, NY. DATE FILED: May 31, 2002 CASE SUMMARY: Claimant alleged that respondent made investments that were unsuitable to his investment objectives and without his authorization. Claimant further alleged that respondent mad

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Michael J. Zullo and Bertha A. Zullo and 02-03184 Phoenix, Arizona Name of Respondents MetLife Securities, Inc. Wayne D. Kandas REPRESENTATION OF PARTIES Michael J. Zulio and Bertha A. Zullo ("Claimants") were represented by Paul A. Conant, Esq., Thomson Conant, PLC, Phoenix, Arizona. MetLife Securities, Inc. ("Respondent MetLife 1 ') and

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants Case Number- 02-03178 Eugene P. Grumpier Judy A. Grumpier nfthe Respondents Hearing Site- Washington, DC Merrill Lynch, Pierce, Fenner & Smith, Inc. David A. Tonk Sterling McCarty Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants, Eugene P. Grumpier and Judy A. Grumpier, hereinafter