STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Mary Catherine Galvin and Case Number: 02-02425 Hearing Site: Chicago, Illinois Names of Respondents Securities America, Inc., Connelly, McCarthy & Associates Financial Services, Inc., and Daniel J. McCarthy NATURE OF CASE Customer v. Member, Non-Member and Associated Person REPRESENTATION OF PARTIES Mary Catherine Galvin ("Claimant

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Dale A. Thomberry and Judith A. Thornberry v. 02-02423 Denver, Colorado Respondents H.D. Vest Investment Services, Daniel E. Cook, Charley Z. Heard, H.D. Vest Inc., ' H.D. Vest Advisory Services, Inc., and Cook Financial Associates Dale A. Thornberry and Judith A. Thornberry ("Claimants") were represented by Thomas D. Birge, Esq., of Birge & Minkley, P.C

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant James Dean and 02-02422 Louisville, Kentucky Name of Respondents American Express Financial Advisors, Inc. Brian W. Livingston Nature of the Dispute: Customer vs. Member; Associated Person REPRESENTATION OF PARTIES James Dean ("Claimant") was represented by Wesley A. Gersh, Esq., Morris, Garlove, Waterman & Johnson, PLLC., Louisville, Kentucky.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rochelle K. Lewis vs. Barry A. Ross and First Union Securities n/k/a Wachovia Securities Case Number: 02-02421 Hearing Site: Omaha, Nebraska REPRESENTATION OF PARTIES Rochelle K. Lewis "Claimant" was represented by James M. Bausch, Esq., Cline,'Williams, Wright, Johnson & Oldfather, L.L.P., Lincoln, Nebraska. Barry A. Ross and First Union Securities, Inc. n/k/a Wachovia S

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Howard Segel, in his individual capacity and in his capacity as Trustee of the Jordan Charitable Trust and the Martin's Uniform's, Inc. Pension Plan And 02-02419 Phoenix, Arizona Name of Respondents Royal Alliance Associates, Inc. Tim L. Wolf Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Howard Seg

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02416 Linda Jennings, on behalf of Linda Jennings IRA and as Trustee of Linda Jennings Trust U/A DTD 7/26/96 Name of the Respondent Hearing Site: Little Rock, AR Edward Jones & Co. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Linda Jennings, on behalf of Linda Jennings IRA and as Trustee of Linda Jennings Trus

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02415 Joyce Henry on behalf of Joyce Henry IRA Names of the Respondents Hearing Site: Little Rock, AR Merrill Lynch, Pierce, Fenner & Smith, Inc. Stephen Lamb Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Joyce Henry on behalf of Joyce Henry IRA, hereinafter referred to as "Clai

Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name of the Claimants Case Number: 00-02608 Steven & Jennifer Crosby Name of the Respondents Hearing. Site: Houston, Texas Hampton-Porter Investment Bankers, LLC, H-P Holdings LLC, Fiserv Securites Inc., successor in interest to Fiserv Correspondent Services, Inc., Gregory Dubois Walker, Daniel McClure, James Dale Green, John William Laurienti Samuel Tedesco,Time Hol

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants George R. Kee, Sr. George R. Kee, Jr. Michael T. Kee Names of the Respondents Aragon Financial Services, Inc. Douglas L. Lish Case Number: 02-02414 Hearing Site: New Orleans, Louisiana Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES For George R. Kee, Sr., George R. Kee, Jr. and Michael T. Kee

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-02413 Richard Jay Fish Rev Tr u/a dtd 7/3/99 Richard Jay Fish SEP IRA Rochell M. Fish Rev Trust u/a 7/30/99 Names of the Respondents Hearing Site: Boca Raton, FL Sterling Financial Investment Group, Inc. Edward McPhee Bear Stearns Securities Corp. Nature of the Dispute: Customer vs. Member and Associated Person. REPRE