04/02/03 WED 14:03 PAX NASD REGULATION i!002 Award NASD Dispute Resolution, Inc. m o vd DEC ? n 2002 Case Number: 02-0 Chicago. Illinois In the Matter of the Arbitration Between: MARIE SCHOMAS, individually and as Trustee of the Charles Schomas and Marie Schomas Living Trust dated September 19, 1990, and Marie Schomas, as Special Representative for the Estate of Charles Schomas, deceased Claimants, v. LOIS J. ANTH

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Investor, Thomas H. Garrett Names of the Respondents Raymond James Financial Services, John David Ellis, Sean Ferguson and Eric Jansson Case Number: 02-02402 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Investor, Thomas H. Garrett, hereinafter referred to

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Ted Rudnicki and Ksawera Rudnicki and 02-02395 Phoenix, Arizona Name of Respondents Merrill Lynch Pierce Fenner & Smith Inc Thomas McDonald Rush REPRESENTATION OF PARTIES Ted Rudnicki and Ksawera Rudnicki ("Claimant") were represented by Nicholas P. lavarone, Esq., Christopher L. Gallinari, Esq. and Steven Jones, Esq., Bellows and Bellows, Chicago, Il

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Andra Lynn Welsh, Claimant v. Spelman & Co., Inc., William Jeffrey Nagle, Cambridge Group Investments, Ltd., and Timothy P. Prichard, Respondents Case Number: 02-02388 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: For Respondents: Cambridge Group Investments, Ltd. Timothy Patrick Prichard Spelman & Co., Inc. William Jeff

Award NASD Dispute Resolution In the Matter of the Arbitration Between: SWAB Financial, LLC file/a TSI Technologies and Holdings, Ltd., LLC, Claimant v. ETrade Securities, Inc., Respondent and E*Trade Securities, Inc., Third-Party Claimant v. Steven M. Goldberg, Wendy Feldman Purner, and San Diego Asset Management, Inc., Third-Party Respondents Case Number: 02-02384 Hearing Site: Los Angeles, California Nature of the Disputes: Customer v. Member

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02382 J. Stephen Cockerham as Executor of the Estates of Odessa C. Cockerham, deceased and Mildred M. Cockerham, deceased Names of the Respondents Hearing Site: Memphis, TN A.G. Edwards & Sons, Inc. J.ClayMcConnell Morgan Stanley Dean Witter Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIE

03/12/2004 11:46 FAX 202 728 8082 NASD DISPUTE RESOLUTION Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants pass Number 02-02381 Stephen H. Cmikshank, M.D., Individually and as Custodian for Nathaniel and Sara Cruikshank, and Britt-Marie Y, Cniifcshank fiita- Charlotte, North Carolina Edward Jones & Co., Anthony A. Goheen, and W. Zane Jackson Nature of the Dispute: Customers vs. Member and Associat

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James G. McKee, (Claimant) v. Westminster Financial Securities, Inc. (Respondent) Case Number: 02-02375 Hearing Site: Columbus, Ohio REPRESENTATION OF PARTIES Claimant, James G. McKee hereinafter referred to as "Claimant": David Franceschelli, Esq., Law Offices of Heck & Heck Co., L.P.A., Dayton, OH. Respondent, Westminster Financial Securities, Inc. hereinafter referred to as "

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Mohammad Morovati. (Claimant) v. J.P. Turner & Company, LLC and Richard Bell, (Respondents) Case Number: 00-02605 Hearine Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimant Mohammad Morovati ('"Morovati"): Stuart R. Berkowitz, Esq., Platke & Berkowitz, LLP, St. Louis, Missouri Respondent J.P. Turner & Company, LLC ("J.P. Turner'') and Respondent Richard Bell

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-02373 Jesus and Lois Martinez, claimants vs. Merrill Lynch Pierce, Fenner & Smith, Inc., E. Stanley O'Neal, Richard Labrum, Bryan I. Reyhani, David H. Komansky, respondents. ATTORNEYS: Claimants appeared Pro Se through Jesus Martinez, Murrieta, CA. For Respondents appeared Richard Kelly, Esq., in-house counsel, New York, NY. DATE FILED: April 23, 2002 CASE SUMMARY: Claimant alleged that