NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Among Claimant, -against- P AINEWEBBER INCORPORATED and ROBERT CROPPER, Respondents. -X NASD Case No. 00-02598 STIPULATED AWARD REPRESENTATION OF PARTIES Claimant Rose Slutsky, by Judith Kowler her Agent Acting Under a Durable Power of Attorney ("Claimant") was represented by Robert L Freed, Esq. of the law firm of Freed & Shepherd, P.C., Richmond,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-02275 Robert S. Cutler, M.D. Ronald Surowitz, D.O. Diane Surowitz Names of the Respondents Hearing Site: Boca Raton, Florida Morgan Stanley Dean Witter, Inc. Phillip Jerome Berk Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Robert S. Cutler, M.D. ("Cutler"), Ronald Sur

Stipulated Award NASD In the Matter of the Arbitration Between: Name of Claimant Case Number: 02-02274 Barbara T. Dye Names of Respondents Hearing Site: Atlanta, Georgia Donaldson and Co., Inc. John K. Donaldson Joanne Mascellino REPRESENTATION OF PARTIES For Barbara T, Dye, hereinafter referred to as "Claimant": Robert B. Remar, Esq., Rogers and Hardin LLP, Atlanta, GA. For Donaldson & Co. Inc., John K. Donaldson and Joanne Mascellino,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-02272 Torrey Pines Securities, claimant vs. Emilia Chidester, respondent. ATTORNEYS: For Claimant appeared Jack C. Smith, San Diego, CA. Respondent appeared pro se, San Diego, CA. DATE FILED: April 18, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed under the terms of an Employment Agreement. Claim Data Award Data Claim: $14,273.00 Award: $8,573.00

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Berry-Shino Securities, Inc., (Claimant) vs. Wayne Richardson, (Respondent) Case Number: 02-02269 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Berry-Shino Securities, Inc., hereinafter referred to as "Claimant": Timothy Feil, Esq., a sole practitioner, Carle Place, NY. Previously represented by: Michael S. Colombo, President/CEO, StreetWide Asset Recovery Gro

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02267 Mary Ann Roman Name of the Respondents Hearing Site: Indianapolis, Indiana Fifth Third Securities, Inc. Brian E. Frost REPRESENTATION OF PARTIES Edward W. Harris, IE, Esq. of Sommer Barnard Ackerson Attorneys, P.C., located in Indianapolis, Indiana represented the Claimant, Mary Ann Roman, hereinafter referred to as "Claimant."

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Delores L. Frost, Claimant, vs. UBS Paine Webber, Inc., Respondent. Case Number: 02-02266 Hearing Site: Houston, Texas p ATTOTV Claimant Delores L. Frost, hereinafter referred, to as "Claimant," was represented by Harvey F. Cohen, Esq. located in Austin, Texas. Respondent UBS Paine Webber, Inc., hereinafter referred to as "Respondent," was represented by

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Desmond Brivik and d/b/a/ Brivik and Associates and 02-02257 Kansas City, Missouri Name of Respondent American Express Financial Advisors, Inc. REPRESENTATION OF PARTIES Desmond Brivik and d/b/a/ Brivik and Associates ("Claimant") was represented by Barry R. Grissom, Esq., Overland Park, Kansas. American Express Financial Advisors, Inc. ("Respondent")

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thp ffoimflnt flase Number? 02-02253 Rand Groves Name nf thp Respondents Hrarin£ Site- Philadelphia, PA Merrill Lynch, Pierce, Fenner & Smith, Inc. Llewellyn G. Ross Nature of the Dispute: Customer vs. Member and Associated Person. RRPRRSKNTATTON OF PARTTP.S Claimant, Rand Groves "Claimant", was represented by Jonathan H. Colman, Esq., Law Offices of Jonathan H.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Joseph T. Negler TTEE and Joseph T. Negler 2000 Charitable Remainder Trust v> 02-02248 Denver, Colorado Respondents A.G. Edwards & Sons, Inc. and George R. Tamm Claimants Negler Family LLLP and Jessica Rose Johnson 02-07726 (Consolidated with 02-02248) v. Respondents A.G. Edwards & Sons, Inc. and George R. Tamm REPRESENTATION OF PARTIES