AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Gene S. Kovacs and Janelle K. Kovacs and Case Number: 02-02246 Hearing Site: Troy, Michigan Names of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. Jerry L. Rhoden, John A. Farah, Christopher J. Dowd, and Edward K. Stermer REPRESENTATION OF PARTIES Gene S. Kovacs and Janelle K. Kovacs ("Claimants") were represented by Satch U. Ejlke, Ph.D

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Eric Landau and Judi Kurchack, (Claimants) vs. David Lerner Associates, Inc., (Respondent) Case Number: 00-02596 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimants, Eric Landau ("Landau") and Judi Kurchack ("Kurchack"), hereinafter collectively referred to as "Claimants": Harry Frisch, Esq., Lubiner & Schmidt, Cranford, NJ. Respondent, David Lerner Associates, Inc.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant The Estate of Mr. Hugh Bondy and Name of Respondent Sanders Morris Harris, Inc. Case Number: 02-02245 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm REPRESENTATION OF PARTIES The Estate of Mr. Hugh Bondy ("Claimant") was represented by James R. Marlen, Esq., of The Law Offices of James R. Marlen, of Dallas, Texas. S

NASD Regulation, Inc. Award In the Matter of the Arbitration Between Name of Claimant Wheat, First Securities, Inc. 97-05872 Name of Respondents James McNally and Stacey McNally REPRESENTATION Claimant Wheat First Butcher Singer n/k/a Wheat First Union ("Claimant") was represented by Lawrence P. Sandor, Esq. of the law firm of McGuire Woods Battle & Boothe, LLP, Washington, D.C. Respondents James and Stacey McNally ("Respondents") did not appear

AWARD NASD Regulation, Inc. CASE: 97-05871 John Ford v. Don Brooks and Spectrum Securities This case was decided on [he papers. Claimant appeared Pro Se. Respondents were represented by Bruce T. Mclntosh. DATE FILED: December 15, 1997 CASE SUMMARY: Claimant alleged breach of contract, failure to pay expenses incurred, fraud, deceit, violation of NASD Rules of Fair Practice. Respondents did not file Answers. Claim Data Award Data

NASD Regulation, Inc. Award NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant/Counterrespondent Metropolitan Life Insurance Company and 97-05870 Name of Respondent/Counterclaimant Phillip A. Gillis REPRESENTATION OF PARTIES Metropolitan Life Insurance Company ("Met") was represented by Anne Larson, Esq., of Connelly, Sheehan, Moran, Chicago, Illinois. Phillip A. Gillis ("Gillis") was

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Polaris Financial Services, Inc. 97-05868 Name of Respondent Jeffrey S. Bauer For Claimant Polaris Financial Services, Inc. ("Claimant") appeared Howard M. Sendrovitz, Esq., of the law offices of Rosenman & Colin, LLP, located in New York, New York. Respondent Jeffrey S. Bauer ("Respondent") did not enter an appearance in this matter. CASE INFORMATION C

NASD Regulation, Inc., Award In the Matter of Arbitration Between Camille Keith, Claimant, and No. 97-05863 Smith Barney, Inc., Respondent. REPRESENTATION OF PARTIES Claimant, Camille Keith ("Keith") was represented by Richard L. Bufkin, Esquire of Dallas, Texas. Respondent, Smith Barney, Inc., ("Smith Barney") was represented by Ann Parry, Esquire of Smith Barney, located in New York, New York. CASE INFORMATION Claimant, Keith's Sta

AWARD NASD REGULATION. INC. In the matter of the Arbitration Between Name of Claimants Vrajesh Chokshi and Arvind Mehta Name of Respondents Corporate Securities Group, Inc., Daehan Securities, Inc., Shailesh Babubhai Patel Arbitration No. 97-05861 REPRESENTATION For Claimants: For Respondent Daehan Securities, Inc.: Mark C. Calahan, Esq. The Law Office of Mark C. Calahan Los Angeles, California Yong Soo Kim Daehan Sec

AWARD NASD Regulation, Inc. In the Matter of Arbitration Between Jeremiah F. Epstein and Kathleen Epstein Claimants, and No. 97-5860 Smith Barney and James B. Carman Respondents. REPRESENTATION OF PARTIES Claimants, Jeremiah F, Epstein and Kathleen Epstein ("Claimants"), were represented by James R. Marlen, Esquire of the Law Offices of James R. Marlen, Esquire located in Dallas, TX. Respondents, Salomon Smith Barney Inc., fk/a Smith Bar