NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Mark S. Urich 97-05834 Name of Respondent Worthington Capital Group, Inc. REPRESENTATION Mark S. Urich ("Claimant") appeared pro se. Worthington Capital Group, Inc. ("Worthington") was represented by Vincent M. Lentini, Esq., from the law firm of Doros & Brescia, P.C., located in New York, New York. CASE INFORMATION Claimant's Statement of Claim was

•*• *• NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Terry Herr Case No. 97-05832 Name of Respondents John A. Perrone La Jolla Capital Corp. REPRESENTATION Terry Herr ("Claimant") represented himself. Respondent, John A. Perrone ("Perrone") represented himself. Respondent, La Jolla Capital Corp. ("La Jolla") was represented by James C. Weaver, Esq., Attorney at Law, San Diego, Californi

NASH REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Matthew Mulhern Case No. vs. 97-05829 Name of Respondents First United Equities, Inc. James Contacessa Douglas K. Traynor Jason A. Cohen Jonathan D. Winston REPRESENTATION For Claimant Matthew Mulhern ("Claimant") appeared David E. Robbins, Esq. from the law firm Kaufmann, Feiner, Yamin, Gildin & Robbins, located in New York, New York. R

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-02593 Melanie A. Ivill GAUTMA, Gregory Bernatz, Custodian, claimant vs. Wachovia Investments, Inc., respondent. ATTORNEYS: Claimant appeared Pro Se through Gregory Bernatz, Atlanta, GA. For Respondent appeared Pamela P. Warnement, Vice President and Deputy General Counsel, Charlotte, NC. DATE FILED: June 19, 2000 CASE SUMMARY: Claimant alleged respondent refused to honor a verb

AWARD NASD REGULATION, INC. In the matter of the Arbitration Between Name of Claimants Beatrice P. Lewis, and Beatrice P. Lewis, Trustee of Lewis Family Trust v. Arbitration No. 97-05826 Name of Respondents Merrill Lynch, Pierce, Fenner, & Smith, Inc., Family Life Insurance, Co., Merrill Lynch Life Insurance, Co., and Norman R. Saiger REPRESENTATION For Claimants: , David Daar, Esq. Daar & Newman Los Angeles, California F

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Liberty Brokerage, Inc. vs. Case No. 97-05821 Name of Respondent Francesca Briamonte REPRESENTATION For Claimant Liberty Brokerage, Inc. ("Claimant") appeared Jeffrey Plotkin, Esq., located in New York, New York. For Respondent Francesca Briamonte ("Respondent") appeared Jeffrey A. Kimmel of the firm Kudman, Trachten & Kessler, located in New York,

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Joseph Mandarine (Claimant) vs. Capital Planning Associates, John Capasso, Keith Ruffler, Earl Rusnak, PCM Securities, Ltd., Steven Edelson, Robert Press and Kirk Ruffler (Respondents) Case Number: 97-05815 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Joseph Mandarino, hereinafter referred to as "Claimants": Stephen W. Wilk, Esq., Robert C. Beers, P.C., New

AWARD NASD REGULATION. INC. In the matter of the Arbitration Between Name of Claimants Loan Thi Hong Ngo, individually and as JTWROS; Tinh Tarn Bui, individually and as JTWROS; Tan Tran; individually; Mat Tran, individually and as Trustee FBO Tran Family Trust dated 10/17/95; and Xuyen Thi Nguyen Tran, individually and as Trustee FBO Tran Family Trust dated 10/17/95 v. Name of Respondents Henry Fahman, Henry Luu, Providential Securities,

AWARD NASD Regulation, Inc. •WMN- In the Matter of the Arbitration Between Name of Claimant Norman F. Meyer and nFResnnHpnTs 97-05809 Capital Analysts, Inc. Robert H. Pickering Robert H. Pickering & Associates REP Norman F. Meyer ("Claimant") was represented by Richard A. Nervig, Esq., Englewood,,Colorado and Paul L. Vomdran. Esq., Fleming & Vorndran, L.L.C ,Denver, Colorado. • L.H L. Capital Analysts, Inc. ("Respondent Capit

AWARD NASD Regulation, Inc. In the matter of the Arbitration Between Name of Claimants V. Roy Lefcourt and Ellen Chaitin v. 97-05808 Name of Respondents S.D. Cohn&Co.,Inc., Joseph Lanni, Robert Lowell Shatles, and Gerald Herbert Wardell REPRESENTATION For Claimants: Reed H. Bement, Esq.. Law Offices of Reed H. Bement, San Francisco, California. For S.D. Conn & Co., Inc.: S.D. Conn & Co., Inc. did not make an appearance. F