AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Geoffrey Davies and Joanne Divetta-Davies and Names of Respondents First of Michigan Corporation and Raymond James Financial Services, Inc. Case Number: 02-02012 Hearing Site: Troy, Michigan REPRESENTATION OF PARTIES Geoffrey Davies and Joanne Divetta-Davies ("Claimants") were represented by Daniel P. Shanoski, Esq., Bloomfiled Hills, Michigan,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-02007 William R. Allemond, IRA Carolyn R. Allemond, IRA Name of the Respondent Hearing Site: New Orleans, Louisiana Cadaret, Grant & Co., Inc. REPRESENTATION OF PARTIES For William R. Allemond, IRA and Carolyn R. Allemond, collectively referred to as "Claimants": L. Jerome Stanley, Esq., L. Jerome Stanley, P.C., Baton Rouge, Louisiana.

NASD DISPUTE RESOLUTION, INC. STIPULATED AWARD IN THE MATTER OF THE ARBITRATION3ETWEEN Name of Claimant CLAIRE KATZ FOR HERSELF AND HER HUSBAND HOWARD H. KATZ NASD-DR Case No. 00-02564 Names of Respondents A.G. EDWARDS & SONS, INC. AND MARK H. PEARCE Hearing Site: Boca Raton, Florida REPRESENTATION OF THE PARTIES For Claimants Claire Katz for herself and her Husband Howard H. Katz: Albert A. Rapoport, Esq., Albert A. Rapoport, Boca R

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-01987 Robert P. Hamlen, claimant vs. Mark Dzamba, respondent. ATTORNEYS: Claimant appeared pro se, Holmdel, NJ. For Respondent appeared in-house counsel Lisa S. Fildes, Esq., Detroit, MI. DATE FILED: April 4, 2002 CASE SUMMARY: Claimant alleged that respondent misrepresented and omitted information regarding transaction costs on his account. Claimant maintained that due to respondent's a

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Harlyn and Judith Brandt and 02-01982 Omaha, Nebraska Name of Respondents Wachovia Securities, LLC f/k/a Principal Financial Securities, Inc., f/k/a Everen Securities, Inc. f/k/a First Union Securities, Inc. Terrel L. Beckwith Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES Harlyn and Judith Bra

Award NASD Dispute Resolution In the matter of Arbitration Between: Gerald F. Johannes, on behalf of himself as an individual, and as trustee of Evelyn Johannes Estate Trust Account, Claimants vs. McDonald Investment, Inc., Steven R. Beck, and Cara Beck, Respondents Case Number: 02-01978 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimants: Nancy A. Pacharzina, Esq. Hagens Berman LLP Seattle, Washington For Respondents

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robin D. Lesser Simon, (Claimant) vs. UBS PaineWebber Inc. and James P. Dolan, Jr., (Respondent) Case Number: 02-01969 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Robin D. Lesser Simon, hereinafter referred to as "Claimant": Brian M. Greenman, Esq., a sole practitioner, New York, NY. Respondents, UBS PaineWebber Inc. ("UBS") and James P. Dolan, Jr. ("Dol

Award NASD Dispute Resolution In the Matter ol the Arbitration between: , Names of the Claimants Case Number: 02-01966 John A. and Helen C. Gregorio John A. Gregorio IRA Helen C. Gregorio IRA Names of the Respondents Newton Sherman Spurr H.D. Vest Investment Services Newton Michael Spun REPRESENTATION OF PARTIES Claimants John A. and Helen C. Gregorio ("Gregorios"), John A. Gregorio IRA ("JAG IRA") and Helen C. Gregorio IRA ("HCG IRA

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-01964 Doley Securities, Inc., claimant vs. Ashland Global Securities, LLC, Valerian Edward Butler- Smith, HI and Paul Gerard Stache, respondents. ATTORNEYS: " For Claimant appeared Harold E. Doley, New Orleans, LA. For Respondents Ashland Global Securities and Paul Gerald Stache appeared Paul Gerard Stache, Yorktown, NY. Respondent Valerian Edward Butler-Smith, HI, did not respond to the

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants Beth Susan Fuchs Gary W. Fuchs Beth Burick Fuchs Revocable Trust Beth S. Fuchs and Gary W. Fuchs JTWROS Name of the Respondents Raymond James Financial Services, Inc. Stephen Steward Number: 02-01960 Site: Raleigh, North Carolina REPRESENTATION OF PARTTFS Claimants, Beth Susan Fuchs ("Beth Fuchs"), Gary W. Fuchs ("Gary Fuchs"), Beth Buri