Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ruth Yermak (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith Incorporated, Daniel M. Maniscalco, Corey I. Stein and Paul D. Annunziato (Respondents) Case Number: 02-01588 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES Claimant, Ruth Yermak ("Yermak"), hereinafter referred to as "Claimant": Je

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Debra G. Simms Debra G. Simms, IRA Debra G. Simms Rev. Trust dtd 10/16/97 Names of the Respondents Lincoln Financial Advisors Corporation Stuart H. Farb Case Number: 02-01583 Hearing Site: Orlando, Florida REPRESENTATION OF PARTIES For Debra G. Simms, Debra G. Simms, IRA, and Debra G. Simms Rev. Trust dtd 10/16/97, collectively

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between; Name of the Claimant Case Number: 02-01582 Virginia Diane Wota Smiley Names of the Respondents Prudential Securities, Inc. Sandy Beauchamp James R. Watkins Hearine Site: Nashville, Tennessee REPRESENTATION OF PARTIES Claimant Virginia Diane Wota Smiley ("Claimant") : appeared pro se. Respondents Prudential Securities, Inc. ("Prudential"), Sandy Beaucham

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Hassan and Parvin Hassouri Name of the Respondent Fidelity Brokerage Services LLC Cam Nnmher- 02-01575 ing Site- Pittsburgh, Pennsylvania REPRESENTATION OF PARTTF.S Claimants Hassan and Parvin Hassouri, hereinafter collectively referred to as "Claimants", were represented by Robert M. Kramer, Esq., Attorney at Law, Pittsburgh, Pennsylvania. Resp

Award NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Name of Claimant Case Number: 02-01574 Susie Littman Parnell Names of Respondents Hearing Site: Memphis, TN Stephens, Inc. John C. Hickman Tammy Lynn Johnson REPRESENTATION OF PARTIES For Susie Littman Parnell, hereinafter referred to as "Claimant": Joseph P. Carmichael, Esq., Salem, MA. For Respondents Stephens, Inc. ("Stephens"), John C. Hickman ("Hickman"), and Tammy

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-01570 Barbara A. Wilson, IRA, claimant vs. Bob Walton, Charles Polihronakis and Morgan Stanley Dean Witter Inc., respondents. ATTORNEYS: Claimant appeared pro se, Eustis, FL. For Respondents appeared in-house counsel, Richard Smith, Esq., New York, NY. DATE FILED: March 18, 2002 CASE SUMMARY: Claimant alleged that respondents engaged in the illegal practice of "churning accounts" for

STIPULATED AWARD NASD Dispute Resolution. In the Matter of the Arbitration Between Names of Claimant Lois Copple Case No. 02-01566 Names of Respondents Clark Group, Merrill Lynch Pierce Fenner & Smith Inc., Thomas Clark and Grant Clark In the Matter of the Arbitration Between Names of Claimant Ellen Jayne Souza Copple Case No. 02-01567 Names of Respondents Clark Group, Merrill Lynch Pierce Fenner & Smith Inc., Thomas Clark and Grant

Award NASD In the Matter of the Arbitration Between: Name of the Claimant Linda Hersh, as Beneficiary of the Linda Hersh IRA Names of the Respondents Barry Alan Kaufman, Mark Kaufman, LH Ross & Company, Inc. and Frank Michel in Case Number: 02-01563 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Linda Hersh, as Beneficiary of the Linda Hersh IRA, hereinafter referred to as "Claimant": Lonnie K. Martens, Esq., Kel

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Frank J. Normal! Claimant, Vs. Kevin P. O'Donnell, O'Donnell Securities Corporation, Neil J. O'Donnell, Forecast Management Company, O'Donnell & Company and O'Donnell Advisory Services, Inc., Respondents. Case Number: 00-02545 Hearing Site: Cleveland, Ohio REPRESENTATION OF PARTIES Claimant/Counterrespondent, Frank J. Normali ("Normali"), hereinafter referred t

ANY UPAward NASD Dispute Resolution In the Matter of the Arbitration Between: nf %> f lajmflrt Pagf ^fomfrpr- 02-01560 Lester G. Aisquith j jfip ,Sitff' Baltimore, MD BernJrd, Lee & Edwards Securities, Inc. Oren J. linger - RF- p RF-SF NT ATT n N np Claimant, Lester G. Aisquith, was represented by Foster S.B. Friedman, Esq., Attorney at Law, Alexandria, VA. Respondent, Bernard, Lee & Edwards, Inc. ("Bernard, Lee")