NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-01421 Patricia A. Parden, claimant vs. Eric Mosley and Merrill Lynch, Pierce, Fenner & Smith, Inc., respondents. ATTORNEYS: Claimant appeared pro se, Gulf Shores, AL. For Respondents appeared in-house counsel, Christopher Cavuoti, Esq., New York, NY. DATE FILED: March 11, 2002 CASE SUMMARY: Claimant alleged that respondents made investments that were unsuitable to her investment obje

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-01402 Young Stovali & Company, claimant vs. J. Gregory Bobb, respondent. ATTORNEYS: For Claimant appeared Lonnie K. Martens, Esq., of the firm Kelley & Warren, P.A., West Palm Beach, FL. Respondent did not respond to the Statement of Claim. DATE FILED: March 11, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay a duplicate credit received in claimant's account. Clai

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-01401 Kristin Graham, Individually and as Trustee of the Kristin Graham IRA Names of the Respondents Moloney Securities Co., Inc. Michael T, Standley Hearing Site: St. Louis, Missouri REPRESENTATION OF PARTIES Claimant Kristin Graham, Individually and as Trustee of the Kristin Graham IRA ("Claimant"): Stuart R. Berkowitz, Es

Award NASD Dispute Resolution ORIGINAL COPY In the Matter of the Arbitration Between: John McGimpsey and Opal McGimpsey, Claimants v. Morgan Stanley Dean Witter, Inc. and Bradley H. Ackennan, Respondents Case Number: 02-01400 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimants: Ralph R. Smith, Esq. Attorney at Law Tumwater, Washington For Respondents: Christopher B. Wells, Esq. Lane Powell Spears Lubersky LLP

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Fred B. Howard, Nancy L. Howard, and Fred B. Howard IRA, Claimants v. Salomon Smith Barney, Inc. and Kane R. Phillips, Respondents Case Number: 02-01398 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimants: William J. Rush, Esq. Rush, Hannula, Harkins, & Kyler, L.L.P. Tacoma, Washington For Respondents: Joseph B. Genster, Esq. Hillis, Clark, Martin,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf the Claimants Hasp. Number: 02-01397 Tommy (Jr.) and Maria Waldrop, Tommy (Sr.) and Maxine Waldrop. Name of the "Respondent Hearing Site: Houston, Texas UBS PaineWebber, Inc. REERF-SF.NTAT1O.N Claimants Tommy (Jr.) and Maria Waldrop and Tommy (Sr.) and Maxine Waldrop, hereinafter referred to as "Claimants," were represented by Tracy Pride Stoneman, Esq. of Tracy Pride

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Thomas Karl V. 02-01387 Denver, Colorado Respondents VFinance Investments, Inc., f/k/a First Colonial Securities Group, Jonathan C. Rich, and David S. Rich REPRESENTATION OF PARTIES Thomas Karl ("Claimant") was pro se. VFinance Investments, Inc., f/k/a First Colonial Securities Group ("VFinance"), Jonathan C. Rich ("Jonathan Rich") and David S. Rich (

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Case Number: 02-01379 William S. Fowler Fowler Waterproofing Supply, Inc. Names of Respondents Hearing Site: Atlanta, Georgia InterFirst Capital Corporation Brett Messier REPRESENTATION OF PARTIES For William S. Fowler ("W. Fowler") and Fowler Waterproofing Supply, Inc. ("Fowler"), hereinafter referred to as "Claimants": Margaret A. Fernandez, Esq., Th

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-01378 Joanne B. Derrico Joel B. Derrico Michael J.B. Derrico Names of the Respondents Hearing Site: Atlanta, Georgia Robert Allen Rosenberg Marion Bass Securities Corporation REPRESENTATION OF PARTIES For Joanne B. Derrico, Joel B. Derrico and Michael J.B. Derrico, hereinafter collectively referred to as "Claimants": Joel Derric

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Henry L. Borkowski and Ella R. Borkowski, JTWROS, FBO Ella R. Borkowski, IRA and FBO Henry L. Borkowski, IRA Names of the Respondents Merrill Lynch Leon H. Ryan, III Case Number: 02-01376 Hearing Site: Atlanta, Georgia REPRESENTATION OF PARTIES For Henry L. Borkowski and Ella R. Borkowski, JTWROS, FBO Ella R. Borkowski, IRA and FBO Henr